Isishwankathelo Kwiminyaka elishumi edlulileyo, inkqubo yemali yeselula yehlabathi ikhule ngokukhawuleza, ngakumbi e-Afrika, apho ukubandakanywa kwemali kusaqhubeka nokuba ngumceli mngeni obalulekileyo. I-Hongzhou Smart, ishishini eliphambili lobuchwepheshe obuphezulu elinamava angaphezu kweminyaka eli-15 kwi-R&D kunye ne-Production ye-terminal yokuzisebenzela, livele njengomboneleli ophambili wezisombululo ze-Mobile Money ATM. Eli phepha ligxininisa iminyaka eli-10+ ye-Hongzhou Smart yokuvelisa izinto ezintsha kunye nempumelelo kwicandelo le-Mobile Money ATM, ligxininisa amandla ayo adibeneyo kwi-R&D, imveliso yekhabhinethi, ukuhlanganisa nokuvavanya, kunye nophuhliso lwesoftware. Likwachaza ubudlelwane beqhinga lenkampani kunye neenkampani ezinkulu ze-telecom zase-Afrika ezifana neVodafone kunye ne-MTN, kunye nemigaqo yokusebenza yee-Mobile Money ATM kunye neendawo ezibuhlungu zoshishino abazijongayo. Iziphumo zibonisa ukuba izisombululo ze-hardware kunye nesoftware ze-Hongzhou Smart ziye zaphucula kakhulu ukubandakanywa kwemali kwimimandla engafumani nkonzo ingako, ziqinisa isikhundla sayo njengeqabane elithembekileyo lehlabathi leenkonzo zemali zeselula. Amagama angundoqo : iHongzhou Smart; i-ATM yeMali eSelfowuni; Ukubandakanywa kwezeMali; Isisombululo esinye; Ubudlelwane be-African Telecom; Ubuchule