ATM/CDM oo shaqooyin badan qabta oo loogu talagalay bixinta biilka, dhigaalka lacagta caddaanka ah/qaybiyaha, akoonnada wareejinta
Mashiinka lacagta lagu shubo ee otomaatiga ah (ATM) iyo Mashiinka Lacag-bixinta Lacagta waa qalab isgaarsiineed oo elektaroonik ah oo u suurtageliya macaamiisha hay'adaha maaliyadeed inay sameeyaan macaamil ganacsiyeed, sida lacag-bixinta lacagta caddaanka ah, ama kaliya dhigaalka, wareejinta lacagaha, weydiimaha dheelitirka ama weydiimaha macluumaadka akoonka, wakhti kasta iyo iyada oo aan loo baahnayn is-dhexgal toos ah oo lala yeesho shaqaalaha bangiga.