I-ATM/CDM yemisebenzi eminingi ezisebenzela yona yokukhokha ibhili, idiphozithi/umsabalalisi wemali, ama-akhawunti okudlulisa imali
Umshini wokukhipha imali ozenzakalelayo (i-ATM) kanye noMshini Wokufaka Imali Imali iyithuluzi lokuxhumana ngocingo elenziwa ngogesi elenza amakhasimende ezikhungo zezimali akwazi ukwenza ukuthengiselana ngezimali, njengokukhipha imali, noma ukufaka imali, ukudluliselwa kwemali, imibuzo yebhalansi noma imibuzo yolwazi lwe-akhawunti, nganoma yisiphi isikhathi futhi ngaphandle kwesidingo sokusebenzisana ngqo nabasebenzi basebhange.