Njengeshishini eliphambili lobuchwepheshe elinamava angaphezu kweminyaka engama-20 kushishino lwe-terminal yokuzisebenzela, iHongzhou Smart ixhomekeke kubuchule obuqinileyo bophando nophuhliso, imveliso kunye nobuchule bokudibanisa inkqubo ukuze iqalise imveliso ye-Mobile Money ATM. Ngokusekelwe kubuchwepheshe bezemali be-GSM kunye ne-USSD, iyaphula imida yokusetyenziswa kwee-ATM zemveli kwaye ibonelela ngenkonzo yokuzisebenzela ye-mobile wallet elula, ekhuselekileyo nesebenzayo kubasebenzisi behlabathi. Isebenza kakhulu kwiibhanki, kubaqhubi bezonxibelelwano, kubathengisi nakwezinye iindawo, inceda iinkonzo zemali ukuba zingene kuzo zonke iikona zehlabathi, ngakumbi ezifanelekileyo kwiimfuno zemali zeemarike ezikhulayo kunye neendawo ezikude.