Chitetezo Chodutsa pakhoma Chosungira Ndalama ndi Makina Ochotsera Ndalama ATM/CDM
Makina ogwiritsira ntchito ndalama okha (ATM) ndi Makina Osungira Ndalama ndi chipangizo chamagetsi cholumikizirana chomwe chimalola makasitomala a mabungwe azachuma kuchita zochitika zachuma, monga kuchotsa ndalama, kapena kungoyika ndalama, kusamutsa ndalama, kufunsa zandalama kapena kufunsa zambiri za akaunti, nthawi iliyonse popanda kufunikira kulumikizana mwachindunji ndi ogwira ntchito kubanki.