ATM/CDM ya Hongzhou Smart ndi njira yodzithandizira pazachuma yopangidwira mabanki ndi mabungwe azachuma padziko lonse lapansi, yopereka chithandizo chachuma chotetezeka komanso chogwira ntchito bwino maola 24 pa sabata, masiku 7 pa sabata. Yopangidwa kuti ichotse mizere yotsutsana ndi kutsatsa ndikuwonjezera maola ogwirira ntchito, imaphimba zochitika zonse kuti ikwaniritse zosowa zosiyanasiyana za ogwiritsa ntchito.
Yokhala ndi zida zotsogola mumakampani: chowunikira chapamwamba kwambiri, chowerengera chotsimikizira makadi a ID cha mafakitale, chowerengera makadi a debit/credit acquisited EMV, gawo lozindikira ma code a QR, ndi kamera yachitetezo cha pinhole—yophatikizidwa ndi kubisa deta yapamwamba komanso ukadaulo wosasokoneza kuti zitsimikizire kuti malonda ndi otetezeka komanso kutsatira miyezo yazachuma yapadziko lonse lapansi. Ntchito zazikulu zimaphatikizapo kuyika ndalama, kuchotsa ndalama, kusamutsa ndalama, kulipira bilu, kufufuza ndalama, ndi kufufuza zambiri za akaunti, kukwaniritsa kudzisamalira pawokha.
Malo ochitira misonkhanowa amatha kugwiritsidwa ntchito mosavuta m'mabanki, m'misewu yapansi panthaka, m'masiteshoni a mabasi, m'mabwalo a ndege, m'mahotela, m'masitolo akuluakulu, ndi m'malo ena omwe anthu ambiri amakhala ndi magalimoto ambiri. Popeza tagwira ntchito yodzipangira okha ntchito yopanga ma ATM kwa zaka 15, njira yathu ya ATM/CDM ili ndi magwiridwe antchito olimba, kudalirika kwa nthawi yayitali, komanso kulumikizana bwino ndi mabungwe azachuma. Imapatsa mphamvu ogwirizana nawo azachuma kuti achepetse ndalama zogwirira ntchito, kupititsa patsogolo mwayi wopeza chithandizo, ndikukweza kukhutitsidwa kwa makasitomala ndi chithandizo chodalirika komanso chothandiza cha zachuma.