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Isixhobo sethu sokuhambisa imali sinezinto ezininzi ezisinceda sibe sisisombululo esilula nesisebenzayo kumashishini. Ngonxibelelwano lwaso olusebenziseka lula, abathengi banokukhupha imali ngokulula ngaphandle kwengxaki. Iimpawu zokhuseleko eziphambili zomatshini ziqinisekisa ukuba ukuthengiselana kukhuselekile kwaye kukhuselwe kubuqhetseba obunokubakho. Ukongeza, isixhobo sethu sokuhambisa imali kwi-atm senzelwe ukuba sibe namandla aphezulu okugcina amanani ahlukeneyo, okunciphisa isidingo sokugcwalisa rhoqo. Ubungakanani baso obuncinci bukwagcina indawo ebalulekileyo kumashishini kwaye buvumela iindlela zokubeka eziguquguqukayo. Ngokubanzi, njengomvelisi wesixhobo sokuhambisa imali esiphezulu, sinikezela ngesisombululo sokuhambisa imali esithembekileyo nesingabizi kakhulu kumashishini afuna ulawulo lwemali.
