Kiosk whakawhiti moni matihiko

1. He aha i whiriwhiri ai i tētahi whirihoranga ara-kotahi?

Ngā Painga Matua o ngā Mīhini Kotahi-Ara:

• Te utu taputapu iti iho — te kōwae moni kua whakangawaritia (te kaiwhiwhi anake, te kaituku anake rānei)

• Te whakaiti i te uauatanga o ngā ture — ka whakangāwari ake te rere o te huarahi kotahi i te tutuki i ētahi ture ā-rohe

• Te tere ake o te whakaurunga - ka whakaitihia te wā tauwhitinga e te atanga kaiwhakamahi arotahi

• He iti ake te tapuwae — he hoahoa anga kiato ake mō ngā wāhi he iti te wāhi

2. Hoko-anake te ATM Crypto (Moni-ki-Crypto)

Ka whakauru te kiritaki i te moni tūturu, ā, ka whiwhi ia i te moni matihiko ka tukuna tika atu ki tana pēke moni whaiaro.

2.1 Whirihoranga Pūmārō

2.2 Rerenga Mahi Hipanga-i-te-Taumata

Hipanga 1: Kōwhiringa Reo me te Tauwhitinga

• Ka whakatata te kaihoko ki te ATM ka whiriwhiri i te reo e pai ana ki a ia

• Tīpakohia te "Hoko Moni Mamati" i te mata kāinga

• Ngā moni fiat e wātea ana e whakaaturia ana i runga i te whirihoranga mīhini

Hipanga 2: Kōwhiringa Moni Mamati

• Ka tīpakohia e te kiritaki te moni matihiko e hiahiatia ana mai i te rārangi tautoko:

  • Bitcoin (BTC)

  • Ethereum (ETH)

  • Tether (USDT) — TRC-20 / ERC-20

  • Moni USD (USDC)

  • Litecoin (LTC)

  • Me ētahi atu tohu tautoko mō ia whirihoranga kaiwhakahaere

Hipanga 3: Whakauru Wāhitau Pūkoro

• Ka pātai te pūnaha: "Me pēhea te whakarato i te wāhitau o tō pēke moni?"

• Kōwhiringa A — Matawai Waehere QR (E taunakitia ana): Ka whakaatu te kiritaki i tā rātou putea pūkoro i te waehere QR ki te matawai. Ka hopukina e te pūnaha te wāhitau, ā, ka whakamanahia te hōputu ki te whatunga poraka kua tīpakohia.

• Kōwhiringa B — Tāuru Ā-ringa: Ka patohia e te kiritaki te wāhitau pēke moni mā te whakamahi i te papapātuhi kei runga i te mata. Ka whakamanahia e te pūnaha te tātaitai.

• Kōwhiringa C — Tukunga SMS/Īmēra: Mō ngā kaiwhakamahi hou kāore he pēke moni, ka taea e te ATM te whakahohe i te waihanga pēke moni mā ngā ratonga tuatoru kua whakauruhia, me te tuku i ngā tohu mā te SMS, īmēra rānei (mēnā e tautokona ana).

Hipanga 4: Manatoko Whakatutukitanga (KYC/AML)

• Ka whakatauhia e te pūnaha te taumata manatoko i runga i te nui o te tauwhitinga:

Taumata	Tepe Tauwhitinga	Me whakamana
Taumata 1	Tae atu ki te $500 / €500 te ōrite mō ia tauwhitinga	Tau waea pūkoro (waehere manatoko SMS)
Taumata 2	Tae atu ki te $3,000 / €3,000 te ōrite mō ia rā	Matawai tuakiri a te kāwanatanga + te kimi i te ōrite o te kanohi
Taumata 3	Tae atu ki te $10,000 / €10,000 te ōrite mō ia rā	KYC katoa: tuhinga tuakiri, taunakitanga wāhitau, whakapuakitanga pūtake moni

• Ka matawaihia ngā tuhinga tuakiri e te kaipānui tuhinga whakauru

• Mā te mōhio kanohi me te kite ora ka whakarite kia ōrite te tangata ki te ID

• Ka whakahaerehia te tirotiro AML i te wā tūturu ki ngā pātengi raraunga whiu ā-ao

• Tuhipoka Tūmataitinga: Ka whakamunatia ngā raraunga whaiaro katoa, ā, ka tukatukahia ā-rohe i ngā wāhi e hiahiatia ana e ngā ture; kei te wātea te tukatuka kapua i roto i ngā mana whakahaere e whakaae ana.

Hipanga 5: Whakaaturanga Reiti Whakawhiti me te Utu

• Ka kohikohi te pūnaha i ngā reiti whakawhiti moni ora mai i ngā kaiwhakarato moni kua whirihorahia

• E whakaatu ana i tētahi kōrero me te taima tatau-muri (te tikanga 30–90 hēkona):

 ┌───────────────────────────────────────────────┐
│ HOKO BITCOIN (BTC) │
│ │
│ Ka utua e koe: $500.00 USD │
│ Reiti Whakawhiti: 1 BTC = $63,250.00 │
│ Ka Whiwhi Koe: 0.007884 BTC │
│ │
│ Utu Tauwhitinga: $3.50 (0.7%) │
│ Utu Whatunga: ~$1.20 (whakatau tata) │
│ Utu Katoa: $504.70 │
│ │
│ He tika te kōrero mō: 00:47 hēkona │
│ │
│ [ WHAKAŪ ] [ WHAKAKORE ] │
└────────────────────────────────────────────────┘ 

• Wehenga Utu Mārama: Kua whakarārangihia ngā utu katoa — kāore he utu huna

• Ka taea te whirihora i te hanganga utu e te kaiwhakahaere (utu pumau, utu ōrau, utu ranu rānei)

Hipanga 6: Whakaurunga Moni

• Ka whakaurua e te kaihoko ngā moni pepa ki roto i te mokowā tango pire

• Whakahōutanga whakaaturanga tatau wā-tūturu ina whakaaetia ia tuhipoka

• Ka whakamahia e te kaiwhiwhi pire ngā pūoko maha-aronga (UV, aukume, pūwhero, whatu) hei whakamana i te pono.

• Ka whakahokia tonutia atu ki te kiritaki ngā tuhinga kua whakakahoretia

• Ka taea e te kiritaki te whakauru i ngā tuhipoka maha tae noa ki te rohe tauwhitinga kua whirihorahia

• E whakaatu ana te mata: "Kua tāpirihia: $340.Remainingtoreachyourorder:$ 340. Ngā toenga hei tae atu ki tō ota:160"

Hipanga 7: Te Whakatinanatanga o te Ota

• Kia whakaurua te moni katoa (te moni wāhanga rānei e hiahiatia ana), ka pāwhiritia e te kaihoko te "Hokona Inaianei"

• Ka raka poto te pūnaha i te reiti whakawhiti moni (matapihi raka-reiti, 5–10 hēkona te nuinga)

• Te miihini tauwhitinga:

  1. Ka tukuna te ota hoko ki te kaiwhakarato moni pai rawa atu mā te API whakamunatia

  2. Ka whakahaerehia e te kaiwhakarato moni te ota i taua wā tonu, i te mākete rānei

  3. Ka whiwhi whakaū me te reiti kua whakatinanahia me te nui o te moni matihiko

  4. Ka tīmata te whakawhiti poraka mekameka ki te wāhitau pēke moni a te kiritaki

Hipanga 8: Whakaū me te Whiwhinga

• Ka puta te whakaū o te tauwhitinga ki te mata, i roto i te 5–30 hēkona te nuinga

• E whakaatu ana te whakaaturanga:

  • ✅ "Kua angitu te tauhokohoko!"

  • Te nui o te moni matihiko i tukuna

  • I whakamahia te reiti whakawhiti whakamutunga

  • Tauwhitinga Hash (TXID) — pāwhiritia hei tiro i te kaihōpara poraka mekameka

  • He waehere QR e hono ana ki te tauwhitinga i runga i te pūtirotiro poraka

• Ka whakaputahia e te pūreretā rīhiti he rīhiti ā-tinana me ngā taipitopito tauwhitinga katoa

• Ka taea e te kiritaki te whiriwhiri ki te whiwhi i tētahi rīhiti matihiko mā te SMS, mā te īmēra rānei

Hipanga 9: Whai muri i te Whakawhitiwhitinga

• Ka hoki te mīhini ki te mata kāinga, kua rite mō te kiritaki e whai ake nei

• Ka whakahōuhia te papatohu tari-muri a te kaiwhakahaere i te wā tonu me ngā taipitopito tauwhitinga, ngā taumata moni, me te tūnga mīhini.

3. Hoko-anake te ATM Crypto (Crypto-ki-te-Moni)

Ka tukuna e te kiritaki te moni matihiko mai i tā rātou pēke moni whaiaro ki te wāhitau kua hangaia e te ATM, ā, ka whiwhi moni tūturu.

3.1 Whirihoranga Pūmārō

3.2 Rerenga Mahi Hipanga-i-te-Hipanga

Hipanga 1: Tīmatanga Tauwhitinga

• Ka whakatata te kaihoko ki te ATM ka tīpako i te "Hokona te Moni Mamati"

• Kōwhiria te moni matihiko e hiahia ana rātou ki te hoko mai i te rārangi tautokona

• Kōwhiria te moni fiat pai mō te utu moni

Hipanga 2: Whakatakotoranga Moni
E rua ngā kōwhiringa tāuru:

• "E hia te moni e hiahiatia ana e koe?" — Ka tāuruhia e te kiritaki te moni fiat e hiahiatia ana; ka tatauhia e te pūnaha te moni matihiko e hiahiatia ana

• "E hia te moni matihiko ka tukuna e koe?" — Ka whakauru te kiritaki i te nui o te moni matihiko; ka tatau te pūnaha i te utu fiat

Hipanga 3: Manatoko Whakatutukitanga (KYC/AML)

• Manatoko taumata-taumata e ai ki te whakaahuatanga i te wāhanga Hoko-Anake

• Mō ngā whakawhitinga hoko, ka tono pea ngā tirotiro pūtake-moni whakarei ake e ai ki ngā ture ā-rohe.

• Whakaurunga tātaritanga poraka mekameka: ka tirotirohia ngā moni matihiko e haere mai ana ki ngā wāhitau turekore e mōhiotia ana mā te whakamahi i ngā taputapu whakauru (hei tauira, Chainalysis, Elliptic)

Hipanga 4: Whakaaturanga Reiti me te Utu

• Ka whakaatuhia e te pūnaha te utu whakawhiti taha-hoko me te taima tatau-muri:

 ┌───────────────────────────────────────────────┐
│ HOKO PĪKOI (BTC) │
│ │
│ Ka Tukuna e Koe: 0.007884 BTC │
│ Reiti Whakawhiti: 1 BTC = $62,850.00 │
│ Ka Whiwhi Koe: ~$495.63 USD │
│ │
│ Utu Tauwhitinga: $3.47 (0.7%) │
│ Te Moni Whakaputa Tata: $492.16 │
│ │
│ He tika te kōrero mō: 00:41 hēkona │
│ │
│ [ WHAKAŪ ] [ WHAKAKORE ] │
└────────────────────────────────────────────────┘ 

Hipanga 5: Te Whakaputa Wāhitau Pūtea

• Kia whakaūtia, ka whakaputahia e te ATM he wāhitau tāpui kotahi-wā motuhake mō tēnei wā whakawhitiwhitinga.

• Ka whakaaturia te waehere QR me te wāhitau ā-tau:

  • Waehere QR: Ka matawai te kiritaki mā te taupānga putea pūkoro

  • Wāhitau: Ka taea te tārua me te whakapiri mēnā kei te whakamahi koe i tētahi pēke moni i runga i tētahi atu pūrere

• Ka pau te wāhitau i muri i te wā whai mana o te whakahua, i te wā rānei e angitu ai te utu

Hipanga 6: Ka Tukuna e te Kiritaki te Moni Mamati

• Ka tukuna e te kiritaki te nui tika o te moni matihiko mai i tā rātou pēke moni whaiaro ki te wāhitau e whakaaturia ana

• Ka whakahoutia te mata o te ATM ki te whakaatu: "Kei te tatari i te tauwhitinga... Kaua e wehe."

• Hei whiringa, ka taea e te kiritaki te whakauru i tā rātou nama waea pūkoro hei whiwhi whakamōhiotanga SMS mēnā ka roa ake te whakaū o te poraka mekameka i te mea e tumanakohia ana (e āhei ai rātou ki te wehe atu me te hoki mai)

Hipanga 7: Te Aroturukitanga Whakaū Poraka
Koinei te wāhanga tino hirahira o te hangarau. Ka whakahaerehia e te ATM te tirotiro poraka mekameka i te wā tūturu:

• Ka aroturukihia e te ATM te puna mempool/pūnaha tauwhitinga mō te tauwhitinga e haere mai ana

• Kia kitea, ka whakaatu te mata: "Kua kitea te tauwhitinga — e tatari ana kia kotahi te whakaū..."

• Mā te tohu ahunga whakamua ka whakamōhiotia te kiritaki

Hipanga 8: Te Tuku Moni

• Kia tae mai ngā whakaū e hiahiatia ana, ka whakamanahia e te pūnaha te tohatoha moni

• Ka tukuna e te kaitātari tere-teitei te ranunga tika o ngā moni

• Ka kohia e te kaihoko te moni mai i te paepae tohatoha

• Ki te kore e kohia e te kaihoko te moni i roto i tētahi wā whakatā ka taea te whirihora (hei tauira, 30 hēkona), ka tangohia e te mīhini ngā tuhipoka hei haumarutanga, ā, ka tohua te tauwhitinga kia arotakehia e te kaiwhakahaere.

Hipanga 9: Te Rīhiti me te Whakaoti

• Rīhiti kua tāia me ngā taipitopito katoa:

  • Te tātaitanga tauwhitinga (TXID) me te hononga ki te kaihōpara poraka

  • Te nui o te moni matihiko i tukuna

  • Reiti whakawhiti moni i whakamahia

  • Te moni i tukuna

  • Te rā, te wā, me te ID pūrua

• Ka hoki te mīhini ki te mata kāinga

4. Hanganga Hangarau Tiritiri

E whai wāhi ana ngā whirihoranga Hoko-Anake me Hoko-Anake ki te hanganga hangarau matua o Hongzhou Smart:

4.1 Mīhini Whakapūmau

• Whakakotahitanga Kaiwhakarato Maha: Ka hono atu ki te 5+ ngā whakawhitinga nui me ngā tēpu OTC i te wā kotahi

• Aratohu Ota Atamai: Ka tīpako aunoa i te kaiwhakarato me te reiti pai rawa atu i te wā o te ota

• Te Parenga Hinga: Ki te rahua te kaiwhakarato matua, whakaritea ngā ara ki te pai e whai ake nei i roto i ngā mirihekona

• Mana Tāwhiti Kaiwhakahaere: Whakatakotoria tō horapa — ōrau pumau, taumata-rahi, hihiri rānei

4.2 Anga Haumarutanga

• Rokiroki Kī Taumata-HSM: Ngā kī tūmataiti i tiakina i roto i ngā kōwae haumarutanga taputapu e tutuki ana i te FIPS 140-2 Taumata 3

• Ngā Whakawhitiwhiti Kōrero Whakamuna: Ko ngā raraunga katoa e tukuna ana e tiakina ana e TLS 1.3 me te huna whakamua tino pai

• Haumarutanga Ā-tinana: He anga ārai-wiri, ārai-whakakorikori me ngā pūoko wiri me te honga; te whakangaromanga aunoa o ngā kī ina kitea te whakarerekētanga

• Ngā Herenga o te Putea Wera: Te toenga mōrahi ka taea te whirihora e puritia ana i roto i ngā putea mahi, me te tango aunoa ki te rokiroki makariri

4.3 Pūhara Whakahaere Mamao

• Papatohu Wā-Tūturu: Tirohia ngā tūnga mīhini katoa, ngā taumata moni, ngā rahinga tauwhitinga, me ngā moni whiwhi

• Whirihoranga Mamao: Whakatikatika i ngā reiti whakawhiti moni, ngā hanganga utu, ngā taumata KYC, me ngā moni matihiko tautokona mai i tētahi papatohu tukutuku kotahi

• Ngā Whakatūpato Aunoa: Ngā whakatūpato mō te iti o te moni, ngā whakamaumahara tiaki, ngā whakatūpato whakarerekētanga, me ngā haki tauwhitinga whakapae

• Ngā Whakahōutanga Pūmanawa OTA: Ka tukuna mamao atu ngā whakahōutanga pūmanawa me ngā pūmanawa mā te ipurangi ki te katoa o te waka, ki ngā mīhini takitahi rānei.

4.4 Mīhini Whakatutuki

• KYC Whakapūtātanga: Whirihorahia ngā taumata manatoko mō ia rohe

• Te Tirotiro i ngā Whiu Wā-Tūturu: Kua whakauruhia ki ngā pātengi raraunga rārangi mātakitaki ā-ao

• Aroturukitanga Tauwhitinga: Te kimi aunoa i ngā tauira mahi whakapae

• Ara Aromatawai: He rangitaki pumau o ngā whakawhitiwhitinga katoa me ngā mahi a te kaiwhakahaere

5. Kauwhata Rerenga Mahi — Whakarāpopototanga ATM Kotahi-Ara

 ┌─────────────────────────────────────┐ ┌──────────────────────────────────────┐
│ Mīhini Hoko-anake │ │ Mīhini Hoko-anake │
│ (Moni → Moni Mamati) │ │ (Moni Mamati → Moni) │
├─────────────────────────────────────┤ ├──────────────────────────────────────┤
│ │ │ │
│ 1. Tīpakohia "Hokona te Moni Mamati" │ │ 1. Tīpakohia "Hokona te Moni Mamati" │
│ ↓ │ │ ↓ │
│ 2. Kōwhiria te Moni Mamati │ │ 2. Kōwhiria te Moni Mamati │
│ ↓ │ │ ↓ │
│ 3. Matawai/Whakauru Wāhitau o te Pēke Moni │ │ 3. Whakauruhia te Moni Fiat/Crypto e Hiahiatia ana │
│ ↓ │ │ ↓ │
│ 4. Manatoko KYC/AML │ │ 4. Manatoko KYC/AML │
│ ↓ │ │ ↓ │
│ 5. Whakaū i te Reiti Ora me ngā Utu │ │ 5. Whakaū i te Reiti Ora me ngā Utu │
│ ↓ │ │ ↓ │
│ 6. Whakauruhia te Moni Tūturu │ │ 6. Matawaihia te Waehere QR Putunga ATM │
│ ↓ │ │ ↓ │
│ 7. Ka Whakamanahia e te Pūnaha ngā Tuhipoka │ │ 7. Tukuna he Moni Mamati mai i te Pēke Moni │
│ ↓ │ │ ↓ │
│ 8. Te Ota i Whakahaeretia mā te Wairewa │ │ 8. Tatari mō ngā Whakaū a te Poraka Moni │
│ ↓ │ │ ↓ │
│ 9. Moni Mamati i Tukuna ki te Pēke Moni a te Kaihoko │ │ 9. Moni i Tukuna ki te Kaihoko │
│ ↓ │ │ ↓ │
│ 10. Tāia te Rīhiti me te TXID │ │ 10. Tāia te Rīhiti me te TXID │
│ │ │ │
└──────────────────────────────────────┘ └──────────────────────────────────────────┘ 

6. Te Kōwhiri i te Whirihoranga Tika mō tō Mākete

Ko ngā whirihoranga ATM Crypto kotahi-ara a Hongzhou Smart e whakarato ana i te haumarutanga taumata-pūtahi, te anga ture ngāwari, me te whakahaere mamao e aro ana ki te kaiwhakahaere rite tonu ki ā mātou mīhini rua-ara matua — kua arotauhia mō ngā hiahia motuhake o te mākete i te utu e wātea ake ana.

Ahakoa kei te whakatairanga koe i te whakaurunga moni matihiko i roto i te mākete hokohoko tuatahi me te maha o ngā mīhini Hoko-Anake, kei te mahi rānei koe i ngā ara tuku moni me ngā taunga Hoko-Anake, ka whakaratohia e Hongzhou Smart te pono o ngā taputapu, te mātauranga pūmanawa, me te tohungatanga whakatinanatanga o te ao hei whakakaha i tō pakihi.

Kei te hiahia koe ki te whakatū i ngā ATM Crypto ara-kotahi, ara-rua rānei?

Whakapā mai ki tā mātou tīma hokohoko ā-rohe mō tētahi tono kua whakaritea mōu.

Hongzhou Smart — Te Mīhini Tika mō Ngā Mākete Katoa.