Hongzhou Smart - 20+ Years Leading OEM & ODM

kiosk turnkey solution manufacturer

English

Mobile Money ATM

Mobile Money Kiosk

2026-04-11

Overview

Our Mobile Money ATM is a self-service cash-in & cash-out terminal designed specifically for mobile money operators, telecom companies, financial institutions, and agent networks. It enables end users to perform cardless transactions directly from their mobile wallets, including cash deposit, cash withdrawal, balance inquiry, fund transfer, airtime top-up, and bill payment—all via USSD, QR code, mobile app, or phone number verification.

Built for high reliability and low maintenance, this terminal supports major mobile money platforms across Africa, Asia, and other emerging markets, bringing formal financial services to underbanked and unbanked communities efficiently.

Key Features

Cardless Transaction Support
Fully compatible with USSD, QR code, OTP, phone number, and biometric verification for secure, easy access without bank cards.
Full Cash Cycle Management
Supports cash-in (deposit), cash-out (withdrawal), coin handling (optional), and cash recycling for improved liquidity and lower operational costs.
Wide Mobile Money Integration
Works seamlessly with global mobile money services including M-Pesa, MTN Mobile Money, Airtel Money, Orange Money, EcoCash, Wave Money, MoMo, bKash, GCash, and more.
Stable & Secure Hardware
Industrial-grade touchscreen, durable bill acceptor / dispenser, anti-skimming device, encrypted data transmission, and real-time transaction monitoring.
Flexible Connectivity
Supports 4G / GSM / Wi-Fi / Ethernet for stable operation in urban, rural, and remote areas.
Customizable & Scalable
Available in floor-standing, wall-mounted, or countertop models. Supports white-label, OEM/ODM, language localization, and third-party API integration.
Multi-Function Service
Beyond cash-in/cash-out: balance check, person-to-person transfer, utility bill payment, merchant payment, and micro-loan services.

Advantages

Expand financial inclusion and extend service coverage without building physical bank branches.
Reduce agent overcrowding, lower operational risks, and improve user experience.
High transaction success rate, low failure rate, and easy remote management.
Certified with CE, FCC, RoHS, and compliant with local financial regulations.
Stable performance in high-temperature, high-humidity, and high-usage environments.

Target Users

Mobile Network Operators (MNOs)
Mobile Money Service Providers
Banks & Microfinance Institutions
Payment Service Providers (PSPs)
Retail chains, supermarkets, and agent networks
Governments & financial inclusion projects

Applications

Rural & remote areas
Urban shopping centers
Bus & train stations
Markets & shopping malls
Agent outlets & banking correspondents
Corporate & campus campuses

As a leading Self-Service Kiosk turnkey solution provider and manufacturer,Hongzhou Smart provide a proven Mobile Money ATM/kiosk turnkey solution,our customized ATM/kiosk experience has consistently stood for quality, reliability and innovation.If you need a shorter version for website / brochure or a more sales-oriented persuasive version, just contact our sales Teams

Ultimate Guide to Self‑Ordering Kiosks for Restaurant Digital Transformation

recommended for you