Hongzhou Smart - Shekaru 20+ a Jagorancin OEM & ODM
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Injin Ajiye Kuɗi na Hongzhou Smart Bulk (Bulk CDM) wani dandamali ne na ajiyar kuɗi na ƙwararru wanda Hongzhou Smart ta ƙirƙira don bankuna, cibiyoyin kuɗi, sarƙoƙi na dillalai, da ƙananan kamfanoni zuwa matsakaici. Samfurin yana mai da hankali kan aikin ajiyar kuɗi guda ɗaya kuma bai haɗa da tsarin cire kuɗi ba . An ƙera shi da babban karɓuwa, sarrafawa mai sauri, da aminci na tsaro a cikin zuciyarsa, musamman yana magance buƙatun ƙirga kuɗi da ajiya na yau da kullun na masana'antu masu yawan kuɗi.
Ba kamar na'urorin ATM na gargajiya ko kuma na'urorin ajiya/janyewa ba, wannan samfurin tashar ajiya ce mai cikakken tsari ba tare da aikin cire kuɗi ba, wanda aka keɓe don haɓaka ingancin ajiyar kuɗi. Na'urar tana da na'urar karɓar kuɗi mai girma , tana amfani da jakunkunan kuɗi (maimakon kaset) don tattarawa, tana da ikon karɓar har zuwa takardun kuɗi 200 a cikin ajiya ɗaya. Ana iya daidaita ƙarfin jakar kuɗi cikin sassauƙa: takardun kuɗi 5,000, 10,000, 20,000, da 30,000 . Na'urar kuma tana ba da zaɓuɓɓukan damar katunan kuɗi na takardun kuɗi 1,200, 2,200, 3,000, da 10,000 don biyan buƙatun turawa daban-daban.
Na'urar tana da na'urar karanta katin da aka amince da shi ta EMV da kuma lambar PIN mai ɓoyewa ta PCI don cika ƙa'idodin tsaro na biyan kuɗi na duniya. An ba da takardar shaidar UL291 don tabbatar da mafi girman matakin tsaro na ajiyar kuɗi.
Hongzhou Smart ta shafe sama da shekaru 20 tana gudanar da bincike da kuma kera kayayyakin more rayuwa , bayan ta samar da tashoshin samar da ayyukan yi na kai sama da 450,000 ga kasashe sama da 90 a duniya. Kamfanin yana da takaddun shaida na ISO9001, ISO13485, ISO14001, IATF16949 kuma an amince da shi a matsayin babban kamfanin fasaha na kasa na kasar Sin.
A ƙasashe masu tasowa da kasuwanni masu tasowa a faɗin Afirka, Kudu maso Gabashin Asiya, da Latin Amurka, kuɗi ya kasance babban hanyar ciniki . Tsarin adana kuɗi ta hanyar da ba ta kan layi ba yana fuskantar ƙalubale kamar haka:
| Wurin Zafi | Takamaiman Matsala |
|---|---|
| Babban Kuɗin Ma'aikata | Ana buƙatar masu biyan kuɗi da yawa kowace rana don gudanar da ƙididdige kuɗi mai yawa da ayyukan ajiya |
| Hadarin Tsaro | Gudanar da kuɗi ya ƙunshi jigilar kuɗi, ƙirgawa, da fallasa kurakuran sata, fashi, da kuma kurakuran aiki |
| Jerin Abokan Ciniki | Tsawon lokacin jira a lokacin kololuwar aiki, wanda ke haifar da ƙarancin ƙwarewar abokin ciniki |
| Matsi a Ayyukan Banki | Matsi mai ƙarfi a kan reshe waɗanda ba su da ikon tsawaita lokutan aiki |
| Tarin Kuɗi | 'Yan kasuwa suna tara kuɗi mai yawa ba tare da hanyoyin ajiya masu dacewa ba |
| Taƙaitaccen Lokaci | Iyakantaccen lokacin banki na gargajiya ba zai iya biyan buƙatun ajiya na lokacin aiki ba |
Babban CDM ɗin ajiya mai girman iko shine mafita ta ƙwararru ga waɗannan matsalolin, yana ba 'yan kasuwa da abokan ciniki damar kammala manyan kuɗaɗen ajiya 24/7 tare da lissafin kuɗi na ainihin lokaci, babu layi, kuma babu hulɗar mai karɓar kuɗi, yana rage lokacin sarrafa ajiya har zuwa80% .
Wannan samfurin ya dace musamman ga kasuwannin da ke da yawan amfani da kuɗi:
| Kasuwa | Halaye & Bukata |
|---|---|
| Afirka | Ƙarancin shigar bankuna, tattalin arziki mai dogaro da kuɗi; Ƙananan masana'antu da 'yan kasuwa suna buƙatar ingantattun hanyoyin samun kuɗi. Hongzhou Smart ta kafa haɗin gwiwa da abokan ciniki a Najeriya, Gabon, da sauran ƙasashen Afirka, tare da tallafin kuɗi na ƙasashen Afirka da hanyoyin sadarwa na Faransa/Ingilishi. |
| Kudu maso Gabashin Asiya | Ci gaban kasuwanci da harkokin kasuwanci cikin sauri yana haifar da buƙatar kuɗi |
| Latin Amurka | Babban amfani da kuɗi; buƙatar ajiya mai ƙarfi daga dillalai da ƙananan kamfanoni |
| Kudancin Asiya | Babban rabon tattalin arziki na kuɗi; rashin isasshen ɗaukar nauyin rassan banki |
| Fasali | Ƙayyadewa |
|---|---|
| Matsakaicin Ajiya Guda Ɗaya | Takardun kuɗi 200 (yana tallafawa ci gaba da ciyar da rukuni) |
| Ƙarfin Jakar Kuɗi (Zaɓi ne) | 5,000 / 10,000 / 20,000 / 30,000 takardun kuɗi |
| Ƙarfin Kaset ɗin Kuɗi (Zaɓi ne) | 1,200 / 2,200 / 3,000 / 10,000 takardun kuɗi |
| Tallafin Kuɗi Da Yawa | XAF (CFA Franc na Afirka ta Tsakiya), XOF (CFA Franc na Yammacin Afirka), ZAR (Rand na Afirka ta Kudu), USD, EUR, GBP, NGN (Naira ta Najeriya), da sauran manyan kuɗaɗen da suka shafi yanki da na yanki. |
| Hanyoyin Ajiya | Ajiye kuɗi ta hanyar kati / Ajiye kuɗi ba tare da kati ba (shigar da lambar asusu) |
| Fasali | Ƙayyadewa |
|---|---|
| Tabbatar da Ma'amala | An ba da kuɗi a ainihin lokacin bayan an tabbatar da su; babu jiran a biya kuɗin da aka biya kafin a kammala aikin. |
| Nunin Ma'amala | Nuna bayanai na ajiya da jimillar adadin da aka bayar a kan allo a ainihin lokaci |
| Tabbatar da Ajiya | Masu amfani za su iya duba bayanan ajiya kafin a tabbatar da su; suna tallafawa ƙara ƙarin takardun kuɗi |
| Fasali | Bayani |
|---|---|
| Tabbatar da Lissafi Mai Layi Da Yawa | Tabbatar da haske, maganadisu, da kuma ultraviolet; gano bayanan da suka lalace ta atomatik da jabu ta atomatik |
| Gudanar da takardun kuɗi da aka ƙi amincewa da su | Ana dawo da takardun kuɗi na jabu ko waɗanda suka lalace ta atomatik, amma na'urar ba ta karɓa ba |
| Rasidin Ajiya | Rasidin zafi na 80mm da aka buga bayan kammala ma'amala, yana bayyana ma'auni da adadi |
| Kula da Kyamara | An haɗa shi da kyamarar wurin karɓar kuɗi da kyamarar ɗaukar fuska don yin rikodin duk aikin |
| Kariyar Zamba | Akwatin da ba ya toshewa, na'urar karanta katin kariya daga skimming, gano abu na waje |
| Fasali | Bayani |
|---|---|
| Tabbatar da Kati | Masu katin suna tabbatar da asalin mutum ta hanyar na'urar karanta katin da aka amince da ita ta EMV da PIN; sun dace da VISA, Mastercard, UnionPay, da sauransu. |
| Kushin PIN Mai Rufewa Mai Tabbatacce na PCI | An haɗa shi da lambar sirri ta PCI don tabbatar da tsaron shigar da kalmar sirri |
| Gane Fuska (Zaɓi) | Gano rayayye don tabbatar da asalin mutum ba tare da kati ba |
| Kudin da aka ajiye na ɓangare na uku | Yana tallafawa ajiya zuwa asusun ɓangare na uku (bisa ga tsarin banki) |
| Babban Rijistar Tushen Ma'amala | Yana tallafawa rajistar tushen kuɗi don manyan adibas (biyan AML) |
| Bangaren | Ƙayyadewa |
|---|---|
| Mai Karɓar Kuɗi | Mai karɓar babban iko, matsakaicin kuɗi 200 a kowane ajiya; gane kuɗi da rarrabawa da yawa |
| Ƙarfin Jakar Kuɗi | Takardun kuɗi 5,000 / 10,000 / 20,000 / 30,000 zaɓi ne |
| Ƙarfin Kaset na Kuɗi | Takardun kuɗi 1,200 / 2,200 / 3,000 / 10,000 zaɓi ne |
| Taska | Wurin ajiya mai takardar shaida na UL291 (Mataki na 1 na awanni 24) ko kauri na 8mm zaɓi ne |
| Tsarin Kullewa | Makullin maɓalli + makullin haɗin inji KO makullin haɗin lantarki |
| Mai Karatu a Kati | Mai karanta katin da aka amince da shi ta EMV (yana goyan bayan VISA, Mastercard, Amex, Union Pay, JCB, DCI, da sauransu) |
| Kushin PIN mai ɓoyewa | Bakin ƙarfe EPP, wanda PCI ta amince da shi (misalin PCI PTS), yana goyan bayan ɓoye DES/AES |
| Kwamfutar Masana'antu | Intel H81 / Core i3, 4+128G, hanyar sadarwa da zane-zane masu hadewa |
| Tsarin Aiki | Windows / Android / Linux zaɓi ne |
| Allon Nuni | Maɓallin taɓawa mai inci 19 / inci 21.5 / inci 27 zaɓi ne |
| Firinta | Firintar rasitin zafi mai inci 80mm / inci 3 tare da mai yankewa ta atomatik |
| Kyamarori | Kyamarar kama fuska + kyamarar sa ido ta yankin karɓar kuɗi |
| Haɗin hanyar sadarwa | Ethernet / Wi-Fi / 4G zaɓi ne |
| Aikin Janyewa | Ba a haɗa shi ba (tashar ajiya mai tsabta) |
Mai Karatu na Katin da EMV ta Tabbatar : Yana bin ƙa'idodin biyan kuɗi na ƙasashen duniya na EMVCo, yana tabbatar da tsaron ma'amalar katin guntu. Yana tallafawa manyan samfuran katin biyan kuɗi ciki har da VISA, Mastercard, Amex, Union Pay, JCB, DCI, da CUP.
Kushin PIN Mai Rufewa na PCI : An tabbatar da shi a ƙarƙashin ƙa'idodin PCI PTS (Tsaron Ma'amala na PIN), yana cika buƙatun tsaro na PCI 6.0. Yana da tsarin EPP (Pin Pad Mai Rufewa) na bakin ƙarfe, yana tallafawa DES, AES, RSA, DUKPT, da sauran algorithms na ɓoyewa don tabbatar da cikakken tsaron PIN na mai amfani yayin shigarwa da watsawa.
UL291 wani tsari ne na tsaron kayan kuɗi wanda Underwriters Laboratories suka kafa, musamman don rumbunan ajiyar kayan aiki na ATM da tsabar kuɗi.
| Matsayi | Juriyar Kai hari | Yanayi Mai Dacewa | Siffofi |
|---|---|---|---|
| Mataki na 1 na Awa 24 | Minti 30 na juriyar kai hari | Muhalli 24/7 ba tare da kulawa ba | Ƙarfin jan ƙarfe na psi 50,000; yana tsayayya da sandunan pry, haƙa rami, da sauran kayan aiki |
| Lokacin Kasuwanci | Minti 5 na juriyar kai hari | Ma'aikata ne kawai a lokutan aiki | Farantin ƙarfe mai siriri; yana buƙatar kulawa da amfani |
An sanye shi da na'urar ajiyar bayanai ta Hongzhou Smart Bulk CDM wacce aka tabbatar da ingancinta a matakin UL291, wacce ta dace da yanayin aiki na awanni 24 a rana, ba tare da kulawa ba, wanda ke tabbatar da mafi girman matakin tsaro na kuɗi.
Na'urar tana tallafawa ganewa da tabbatar da manyan kuɗaɗen kuɗi da na yankuna daban-daban, gami da amma ba'a iyakance ga:
| Kudin Kuɗi | Lambar Kuɗi | Babban Yankin Zagayawa |
|---|---|---|
| CFA Franc na Tsakiyar Afirka | XAF | Kamaru, Gabon, Jamhuriyar Congo, da sauransu. |
| CFA Franc na Yammacin Afirka | XOF | Senegal, Cote d'Ivoire, Benin, da dai sauransu. |
| Rand na Afirka ta Kudu | ZAR | Afirka ta Kudu da ƙasashen SACU |
| Naira Najeriya | NGN | Najeriya |
| Dalar Amurka | USD | na Duniya |
| Yuro | EUR | Yankin Turai |
Hongzhou Smart na iya keɓance tsarin gane kuɗi bisa ga kasuwannin da aka yi niyya don biyan buƙatun wurin zama a ƙasashe da yankuna daban-daban.
| Module | Bayani |
|---|---|
| Na'urar daukar hoto/fasfo | Yana goyan bayan bin ƙa'idodin KYC |
| Na'urar daukar hoton lambar Barcode/QR | Yana goyan bayan lambobin 1D/2D |
| Na'urar daukar hoton yatsa | Tabbatar da asalin halitta |
| Module na Cibiyar sadarwa | Wi-Fi / 4G / LAN zaɓi ne |
| Kushin Sa hannu | Don tabbatar da babban ma'amala |
| Tsarin Mai Karɓar Tsabar Kuɗi | Fadada damar ajiyar tsabar kuɗi |
| Takardar shaida | Daidaitacce |
|---|---|
| ISO9001 | Tsarin Gudanar da Inganci |
| ISO13485 | Gudanar da Ingancin Na'urorin Lafiya |
| ISO14001 | Gudanar da Muhalli |
| IATF16949 | Gudanar da Ingancin Motoci |
| UL291 | Tsarin Tsaron Tashar Kayan Kuɗi |
| EMV Mataki na 1 da na 2 | Takaddun Shaida na Daidaitaccen Biyan Kuɗi na Katin Chip |
| PCI PTS | Takaddun Shaida na Tsaron PIN Pad Mai Rufewa |
| UL | Takaddun Shaidar Tsaron Samfuri |
| Nau'in Mai Amfani | Yanayin Aikace-aikace |
|---|---|
| Bankuna & Cibiyoyin Kuɗi | Ajiye kuɗi ta atomatik a wuraren reshe; rage matsin lamba sosai; ƙara yawan sabis zuwa awanni 24 a rana da rana da kuma awanni 7 a mako. |
| Sarkunan Dillanci | Ajiyar kuɗi cikin sauri kowace rana; rage tara kuɗi da haɗarin tsaro |
| Manyan kasuwanni / Manyan Shagunan Siyayya | Ayyukan ajiya na kuɗi 24/7 ga 'yan kasuwa da shaguna |
| Otal-otal & Yawon Bude Ido | Sarrafa kudaden shiga na yau da kullun a ainihin lokaci; inganta ingancin juyar da kuɗi a asusun |
| Kamfanonin Sufuri na Jama'a | Ajiye kuɗi cikin sauri da aminci a kowace rana na tikitin shiga |
| Ƙananan Ƙananan Kasuwanci | Kamfanin da ke ba da sabis na kai yana adana kuɗaɗen shiga 24/7 ba tare da ziyartar asusun banki ba |
| Kasuwannin Jigilar Kaya / 'Yan Kasuwa | Ajiye kuɗi nan take bayan manyan ma'amaloli na kuɗi; rage haɗarin riƙe kuɗi |
| Yanayi | Shawarar Darajar |
|---|---|
| Rassanin Banki / Cibiyoyin Banki Masu Sabis na Kai | Ayyukan ajiya na kuɗi 24/7; rage matsin lamba; rage farashin aiki |
| Hedikwatar Kamfanoni / Wuraren Shakatawa na Ofis | Ma'aikata za su iya ajiye kudaden shiga na kasuwanci a kowane lokaci ba tare da zuwa banki ba |
| Ofisoshin Baya na Shagunan Sayar da Kaya | Sauƙaƙa hanyoyin ajiyar kuɗi na yau da kullun; rage nauyin ma'aikacin kuɗi da haɗarin fallasa kuɗi |
| Cibiyoyin Sufuri (Filin Jirgin Sama / Tashoshi) | Ayyukan kuɗi masu dacewa ga 'yan kasuwa da matafiya |
| Lobi na Otal | Cika buƙatun ajiya mai yawan kuɗi |
| Kasuwannin Jumla / Titunan Kasuwanci | Tashoshin ajiyar kuɗi masu sauƙin amfani ga 'yan kasuwa na kusa |
| Girman Kwatanta | Ajiya ta Gargajiya | Hongzhou Smart Bulk CDM |
|---|---|---|
| Lokacin Sabis | Lokacin aiki na banki (yawanci 5 × 8) | 24/7 |
| Ƙarfin Ma'amala Guda ɗaya | Ya danganta da saurin na'urar | Bayanan kuɗi 200/ajiyar kuɗi , tare da tallafin ciyarwa akai-akai |
| Ingantaccen Sarrafawa | Kirgawa da hannu, yana ɗaukar lokaci | Rage lokacin sarrafa ajiya na kashi 80% |
| Lokacin Layi | Minti 30+ a lokacin lokutan aiki mafi girma | Babu layi - ajiye kuɗi kuma ku tafi |
| Kuɗin Ma'aikata | Ana buƙatar cikakken shiga cikin masu biyan kuɗi | Cikakken atomatik - babu aiki |
| Hadarin Tsaro | Kuɗin da ma'aikata da yawa ke sarrafawa, babban haɗari | Mai amfani da kansa, ƙarancin hulɗa da ma'aikata |
| Ba da Lamuni ga Asusun | Ainihin lokaci ko a rana ɗaya | Kiredit na ainihin lokaci |
| Takaddun Shaida na Tsaro | N/A | UL291 Vault + EMV + Takaddun PCI |
| Aikin Janyewa | An tallafa | Ba a haɗa ba - ajiyar kuɗi na musamman |
Hongzhou Smart tana ba da cikakkun ayyukan keɓancewa na OEM/ODM , suna ba da mafita masu ma'ana daga kayan aiki zuwa software:
| Yankin Keɓancewa | Zaɓuɓɓukan da ake da su |
|---|---|
| Tsarin Kayan Aiki | Kammalawa ta waje, alamar kasuwanci/tambayoyi, tsare-tsaren launi, keɓancewa ga yanayin tsari |
| Gudanar da Kuɗi | Jakar kuɗi (takardun kuɗi 5K/10K/20K/30K); iyawar kaset ɗin kuɗi (takardun kuɗi 1.2K/2.2K/3K/10K); zaɓin jakar kuɗi ko kaset |
| Gane Kudin Kuɗi | Na'urorin gane kuɗi na musamman (XAF, XOF, ZAR, NGN, da sauransu) |
| Mai karanta Kati da PIN Pad | Tsarin mai karanta katin da aka amince da shi ta EMV; Zaɓin samfurin PIN Pad wanda aka tabbatar da PCI |
| Tsarin Manhajar Software | Tsarin UI, ayyukan ma'amala, tallafin harsuna da yawa (Turanci/Faransanci/Spanish/Larabci/Portuguese, da sauransu) |
| Modules na Aiki | Gane fuska, duba yatsan hannu, duba lambar QR, duba ID, da sauransu. |
| Bin ƙa'idodi | Fasalolin KYC/AML; babban rijistar tushen ma'amala bisa ga ƙa'idodin gida |
| Tsarin Aiki | Windows / Android / Linux zaɓi ne |
| Matsayin Tashar | Wurin ajiya mai takardar shaida na UL291 KO wurin ajiya mai lamba 8mm zaɓi ne |
Hongzhou Smart tana da ƙarfin masana'antu masu haɗa kai tsaye : daga ƙera chassis na ƙarfe, samar da kebul na ɗaure, haɗa kayan lantarki na PCBA zuwa haɗakar ƙarshe da gwajin tsufa - duk an kammala su a cikin gida, don tabbatar da cikakken iko akan inganci.
Cikakkun bayanai game da samfurin
Na'urar cire kuɗi ta atomatik (ATM) da na'urar adana kuɗi (CDM) na'ura ce ta sadarwa ta lantarki wadda ke ba abokan ciniki na cibiyoyin kuɗi damar yin mu'amala ta kuɗi, kamar cire kuɗi, ko kawai don ajiya, canja wurin kuɗi, binciken ma'auni ko tambayoyin bayanai na asusu, a kowane lokaci kuma ba tare da buƙatar yin mu'amala kai tsaye da ma'aikatan banki ba.
Aikace-aikace
Ajiye kuɗi da cire kuɗi. Sufuri. ATM/CDM an sanya shi sosai a Banki, jiragen ƙasa na ƙarƙashin ƙasa, tashoshin bas, Filin jirgin sama ko Otal, Shagon Siyayya da sauransu.
Wannan samfurin zai iya zama babban abin ƙira. Masu zane za su iya amfani da shi don kafa yanayi mai daɗi na tsari a kowane wuri. Tare da allon mai haske mai ƙuduri mai girma, yana ba da sabis mai kyau da cikakken amsawa. Samfurin yana taimakawa wajen cimma babban tanadin aiki. Idan aka kwatanta da amfani da aikin hannu, za a kammala ayyukan da ingantaccen aiki idan aka yi amfani da wannan samfurin. Samfurin yana taimakawa wajen cimma babban tanadin aiki.
Mai karɓar kuɗi mai yawa yana da girma, kuma jakar kuɗi mai kayan aiki (ba akwatin kuɗi ba) za ta iya ɗaukar kimanin takardun kuɗi 10,000, har zuwa takardun kuɗi 200 za a iya sanya su a lokaci guda.
Hongzhou Smart na iya keɓance kowane ATM/CDM daga kayan aiki zuwa tushen mafita na software bisa ga buƙatunku.
Fasalin Hardware
● Kwamfutocin masana'antu, Windows / Android / Linux O/S na iya zama zaɓi
● 19in / 21.5in / 27in ƙaramin allon taɓawa, ƙarami ko babba na iya zama zaɓi
● Mai karɓar kuɗi: Takardun kuɗi 1200/2200 don akwatin kuɗi / jaka na iya zama zaɓi
● Na'urar daukar hoto ta Barcode/QR: 1D da 2D
● Firintar Rasitan zafi mai girman 80mm
● Tsarin ƙarfe mai ƙarfi da ƙira mai salo, ana iya keɓance kabad tare da fenti mai launi
Zaɓaɓɓun kayayyaki
● Mai Rarraba Kuɗi: Takardun kuɗi na 500/1000/2000/3000 na iya zama zaɓi
● Na'urar Rarraba Kudi
● Na'urar daukar hoto/fasfo
● Kyamara Mai Fuskanta
● WIFI/4G/LAN
● Mai Karatun Yatsa
tambayoyin da ake yawan yi akai-akai
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