Tsarin Ajiyar Kuɗi na ATM da CDM ga bankuna

Mafita Masu Ba da Shawara Kan Harkokin Kuɗi Masu Zaman Kansu na CEN/XFS a Masana'antu

Hongzhou Smart, memba ce a ƙungiyar Hongzhou kuma babbar ƙungiyar manyan kamfanoni ta China, ta kafa kanta a matsayin jagora a duniya a fannin kera kiosk na kai-tsaye tare da ƙwarewar masana'antu sama da shekaru 20. A matsayinmu na kamfani mai takardar shaidar ISO9001, ISO13485, ISO14001, IATF16949 kuma kamfanin da UL ta amince da shi, mun tsara, ƙera, kuma mun isar da fiye da raka'a 4,50,000 na tashoshin sabis na kai-tsaye zuwa ƙasashe sama da 115 a duk duniya (zuwa Maris, 2026).

Maganganun CEN/XFS CDM (Na'urar Ajiye Kuɗi), ATM (Na'urar Biyan Kuɗi ta atomatik) da CRM (Na'urar Sake Amfani da Kuɗi) suna wakiltar kololuwar fasahar hidimar kuɗi, waɗanda aka ƙera musamman ga bankuna, cibiyoyin kuɗi, da masu haɗa tsarin da ke neman haɗin kayan aiki da software masu inganci, masu bin ƙa'idodi.

Fahimtar Ka'idojin CEN/XFS

Menene CEN/XFS?

CEN/XFS (Kwamitin Turai don Ma'auni / Tsawaita Ayyuka na Kuɗi), wanda aka fi sani da WOSA/XFS (Tsarin Windows Open System / Tsawaita Ayyuka na Kuɗi), shine ƙayyadaddun tsarin sadarwa na masana'antu wanda ke tabbatar da haɗin kai tsakanin kayan aiki na masu siyarwa da yawa a cikin na'urorin sabis na kuɗi. Tun daga shekarar 1998, CEN ta ci gaba da haɓaka wannan muhimmin ma'auni, wanda ke ba da damar sadarwa mara matsala tsakanin aikace-aikacen software da na'urorin hardware daga masana'antun daban-daban .

Bayanin Ajin Na'urar CDM, ATM

Takaddun CEN/XFS sun bayyana manyan nau'ikan na'urorin sarrafa kuɗi guda biyu:

Tsarin Rarraba Kuɗi (CDM) : Kamar yadda aka bayyana a cikin ƙayyadaddun bayanai na CEN XFS Release 3.0, ajin na'urar CDM ya ƙunshi rarraba abubuwa, gami da takardun kuɗi, takardun shaida, da takardu. Akwai nau'ikan aiwatar da CDM guda biyu daban-daban :

• CDM na Sabis na Kai : Yana aiki a cikin yanayi mai sarrafa kansa, wanda ba shi da kulawa

• Mai karɓar kuɗi (Teller CDM) : Yana aiki tare da mai aiki, yana samar da ƙarin ayyuka kamar umarnin bayanin mai karɓar kuɗi

ATM (Na'urar Biyan Kuɗi ta atomatik) : Faɗin na'urori ya ƙunshi cikakken aikin banki na kai, gami da rarraba kuɗi, karɓar ajiya, canja wurin kuɗi, binciken ma'auni, da biyan kuɗi .

Maganin da ya dace da CEN/XFS na Hongzhou Smart

Tsarin Gine-ginen Kayan Aiki na Ci gaba

Maganin ATM/CDM ɗinmu yana da kayan aikin da aka ƙera don dogaro da kai na awanni 24 a rana:

Bayani dalla-dalla :

• Kwamfutocin Masana'antu : Zaɓuɓɓukan tsarin aiki na Windows 10 ko Linux don sassauƙan shigarwa

• Allo : Maɓallin taɓawa mai inci 19 ko 21.5 tare da maɓallan aikin taɓawa mai ƙarfin capacitive, yana da ikon sarrafa haske don ganin komai a kowane yanayi.

• Gudanar da Kuɗi :

  • Kaset ɗin ajiya: iyawar bayanin kula 1,000-2,200 (zaɓi ne)

  • Jakar Ajiya: Bayanan kula 5000-30000 Ƙarfin aiki (zaɓi ne)

  • Kaset ɗin rarrabawa: iyakan rubutu 500-3,000 (zaɓi ne)

• Siffofin Tsaro :

  • Mai karanta katin kuɗi/katin kuɗi mai bin tsarin EMV

  • Faifan maɓalli mai ɓoyewa wanda ya dace da PCI

  • Kyamarar tsaro ta zaɓi tare da rikodin ma'amala

  • Fasaha mai jure wa tangarda da kuma ɓoye bayanai na zamani

• Haɗin kai : Haɗin 4G/GSM/Wi-Fi tare da maƙallin hawa mara waya da kuma wuraren wutar lantarki guda biyu don na'urorin modem da taimako

Aiwatar da Mai Ba da Sabis na CEN/XFS

A matsayinta na mai ba da sabis na CEN/XFS CDM/ATM mai takardar shaida, Hongzhou Smart tana ba da cikakken aiwatarwa mai bin ƙa'idodin XFS wanda ya haɗa da:

Cikakken Tallafi ga Umarnin XFS :

• WFSGetInfo da WFSAsyncGetInfo don dawo da bayanan na'ura

• WFSExecute da WFSASyncExecute don aiwatar da umarni

• Ƙimar da ke ci gaba da dorewa ta hanyar gazawar wutar lantarki, canje-canjen zaman, da sake saita tsarin

Tallafin Hijira na XFS4 IoT : Maganganunmu suna tallafawa sabbin ƙayyadaddun hanyoyin sadarwa na XFS, gami da hanyoyin ƙaura daga sigar da ta gabata (3.10 zuwa 3.20 da sama), suna tabbatar da daidaito mai dorewa a nan gaba tare da ƙa'idodi masu tasowa. .

Tsarin Haɗakar Software

Hongzhou Smart tana ba da cikakkiyar damar haɗa software ga masu haɗa tsarin:

Tallafin SDK da API : Cikakken tallafin haɗin SDK da API don haɗin kai mara matsala ga tsarin banki, sabar kuɗin wayar hannu, da aikace-aikacen sa ido na ɓangare na uku .

Yarjejeniyar Masu Sayarwa da Yawa : Mai ba da sabis ɗinmu mai bin ƙa'idodin CEN/XFS yana tabbatar da haɗin kai da kayan aikin daga masana'antun daban-daban, yana rage sarkakiyar haɗakarwa ga masu haɗa tsarin .

Ƙarfin Keɓancewa : Cikakken keɓancewa daga ƙirar UI/UX zuwa injunan ma'amala na baya, rahoton bin ƙa'idodi, da yarjejeniyoyin KYC/AML .

Nasara da aka Tabbatar a Kasuwar Afirka

Hongzhou Smart ta nuna kwazo sosai a kasuwanni masu kalubale, musamman a Afirka inda hada-hadar kuɗi ta kasance muhimmiyar mahimmanci .

Nazarin Shari'ar ATM ta Kuɗin Wayar Salula

Kalubale : Samar da ayyukan kuɗi na awanni 24 a rana a yankunan karkara ba tare da rassan banki ba da kuma haɗin hanyar sadarwa na lokaci-lokaci .

Magani : Maganin ODM na musamman wanda ke nuna:

• Na'urar ATM ta wayar hannu ko kuma ta bango da aka ɗora a bango tare da taɓawa mai inganci ta masana'antu

• Akwatin hana tangarda tare da na'urar sake amfani da kuɗi mai ƙarfi (yana goyan bayan lambobi 8)

• Haɗin 4G/GSM/Wi-Fi tare da layin ciniki na yanayin layi

• Tsarin menu na USSD don harsunan gida (Swahili/Turanci)

Sakamako :

• Rage yawan cunkoson wakilai da kashi 30%

• Ingantaccen ƙwarewar mai amfani tare da samun damar shiga 24/7

• Adadin nasarar ciniki >98%

• Lokacin rashin aiki <1%

• An auna zuwa raka'a 2,000+ cikin watanni 18

• An sabunta abokin ciniki don mataki na biyu

Manyan Fa'idodi ga Kasuwannin Afirka

Juriyar Hanyar Sadarwa : Na'urorinmu suna tallafawa daidaitawa mai ƙarancin bandwidth da kuma layin ciniki na yanayin layi, yana tabbatar da ingantaccen aiki a yankunan da ke da haɗin kai na lokaci-lokaci. .

Dorewa ga Muhalli : An ƙera shi don yanayin zafi mai tsanani da yanayi mai ƙalubale tare da ingantaccen sarrafa zafi da kayayyaki masu ƙarfi .

Tallafin Wuri : Cikakken keɓancewa don harsunan gida, ƙididdigar kuɗi, da buƙatun ƙa'idoji a cikin ƙasashen Afirka da yawa, ciki har da Najeriya, Kenya, Afirka ta Kudu, Tanzania, da Uganda .

Me yasa za ku zaɓi Hongzhou Smart a matsayin Mai Ba da Sabis na CEN/XFS ɗinku

Maganin ODM da OEM Mai Tsaya Ɗaya

Hongzhou Smart tana ba da cikakkun mafita na juyawa daga ra'ayi zuwa ƙaddamarwa:

Ƙarfin Masana'antu na Cikin Gida :

• Masana'antar murabba'in mita 6,800, ƙwararrun ƙungiyar ƙira kayan aikin CDM/ATM/CRM

• Daidaitaccen ƙirar ƙarfe na takarda

• Layukan masana'antu na lantarki da kiosk na haɗa kayayyaki

• Ƙungiyar haɓaka software ta ƙwararru

Tsarin Sabis na Ƙarshe zuwa Ƙarshe :

• Tsarin kiosk na musamman da ƙera kabad

• Zaɓin module na aiki da haɗin kai

• Haɗawa da gwaji

• Haɓaka software da haɗin kai

• Garantin kayan aiki na watanni 12

• Horar da fasaha a wurin aiki ga ƙungiyoyin abokan ciniki

Takaddun shaida da Tabbatar da Inganci

Hongzhou Smart tana da takaddun shaida na ƙasashen duniya da dama da ke nuna jajircewarmu ga inganci :

• ISO9001 : Tsarin Gudanar da Inganci

• ISO13485 : Gudanar da Ingancin Na'urorin Lafiya

• ISO14001 : Gudanar da Muhalli

• IATF16949 : Gudanar da Ingancin Motoci

• An amince da UL : Takaddun Shaidar Tsaron Samfura

Jigilar Kayayyaki da Haɗin gwiwa na Duniya

Tafin Duniya :

• An isar da na'urori sama da 4,50,000 a duk duniya

• Ana aiki a cikin ƙasashe sama da 115 (daga Maris 2026)

• Kasancewa mai ƙarfi a Afirka, Turai, Gabas ta Tsakiya, Arewacin Amurka, da Kudu maso Gabashin Asiya

Manyan Abokan Ciniki : Bank of China, Bankin Pingan, Kamfanin Changi Airport, Kamfanin Buhler, GRG Banking, MTN, Bankin Tyme, Kamfanin HANA Financial, da kuma Vodafone.

Bayanan Fasaha