Inkqubo yeDiphozithi yeMali ye-ATM kunye ne-CDM yeebhanki
Izisombululo ze-CEN/XFS ezihambelana neenkonzo zemali ezikhokelayo kushishino
I-Hongzhou Smart, ilungu le-Hongzhou Group kunye ne-China National High-tech Enterprise, izibonakalise njengenkokeli yehlabathi kwimveliso yee-kiosk ezizisebenzelayo ngobuchule obungaphezulu kweminyaka engama-20 kushishino . Njengenkampani eqinisekisiweyo ye-ISO9001, ISO13485, ISO14001, IATF16949 nevunyiweyo yi-UL, siyile, saza sahambisa iiyunithi ezingaphezu kwe-4,50,000 zee-terminals ezizisebenzelayo kumazwe angaphezu kwe -115 kwihlabathi liphela (NgoMatshi, 2026).
Izisombululo zethu ze-CEN/XFS CDM (Cash Deposit Machine), i-ATM (Automated Teller Machine) kunye ne-CRM (Cash Recycling Machine) zimele incopho yetekhnoloji yokuzinceda ngokwezimali, eyenzelwe ngokukodwa iibhanki, amaziko emali, kunye nabadibanisi beenkqubo abafuna ukuhlanganiswa kwehardware kunye nesoftware okuthembekileyo, okuhambelana nemigangatho.
Ukuqonda iMigangatho ye-CEN/XFS
Yintoni i-CEN/XFS?
I-CEN/XFS (iKomiti yaseYurophu yokuMisela / uLwandiso lweeNkonzo zezeMali), eyayisakwaziwa njenge-WOSA/XFS (iWindows Open System Architecture / uLwandiso lweeNkonzo zezeMali), yinkcazo yomgangatho weshishini eqinisekisa ukusebenzisana kwezixhobo zekhompyutha zabathengisi abaninzi kwizixhobo zemali ezizisebenzelayo. Ukususela ngo-1998, i-CEN igcine kwaye yaphuhlisa lo mgangatho ubalulekileyo, ovumela unxibelelwano olungenamthungo phakathi kwezicelo zesoftware kunye nezixhobo zehardware ezivela kubavelisi abahlukeneyo. .
Iinkcukacha zeKlasi yeSixhobo seCDM, iATM
Inkcazo ye-CEN/XFS ichaza iindidi ezimbini eziphambili zezixhobo zokuphatha imali:
I-Cash Dispenser Module (CDM) : Njengoko kuchaziwe kwiinkcukacha ze-CEN XFS Release 3.0, udidi lwesixhobo se-CDM lugubungela ukuhanjiswa kwezinto kuquka amatyala, iikhuphoni, kunye namaxwebhu. Kukho iintlobo ezimbini ezahlukeneyo zokuphunyezwa kwe-CDM. :
I-CDM yokuzisebenzela : Isebenza kwindawo ezenzekelayo, engenamntu
I-Teller CDM : Isebenza nomsebenzisi ekhona, inika imisebenzi eyongezelelweyo efana nemiyalelo yolwazi lomthengisi
I-ATM (Umatshini Wokubhatala Ozenzekelayo) : Udidi olubanzi lwezixhobo oluquka ukusebenza kwebhanki yokuzenzela, kubandakanya ukukhupha imali, ukwamkelwa kwediphozithi, ukudluliselwa kwemali, imibuzo yebhalansi, kunye neentlawulo zebhili .
Izisombululo ze-CEN/XFS ezihambelana ne-Hongzhou Smart
Uyilo lweHardware oluPhambili
Izisombululo zethu ze-ATM/CDM zinezixhobo ezikumgangatho wemizi-mveliso ezenzelwe ukuthembeka imini nobusuku:
Iinkcukacha ezingundoqo :
Ikhompyutha yoShishino : Iinketho zenkqubo yokusebenza yeWindows 10 okanye yeLinux zokusetyenziswa okuguquguqukayo
Umboniso : Isikrini sokuchukumisa esiyi-intshi ezili-19 okanye ezingama-21.5 esinezitshixo zomsebenzi wokuchukumisa ezikwaziyo ukukhanyisa, esinolawulo lokukhanya ukuze kubonakale kakuhle nakweyiphi na indawo
Ukuphathwa kwemali :
Iimpawu zoKhuseleko :
Uqhagamshelo : Uqhagamshelo lwe-4G/GSM/Wi-Fi olune-bracket yokufaka engenazingcingo kunye neendawo zombane ezimbini zemodem kunye nezixhobo ezincedisayo
Ukuphunyezwa koMboneleli weNkonzo we-CEN/XFS
NjengoMboneleli weNkonzo ye-CEN/XFS CDM/ATM oqinisekisiweyo, iHongzhou Smart inikezela ngokuphunyezwa okubanzi okuvumelana ne-XFS okuquka:
Inkxaso epheleleyo yeMiyalelo ye-XFS :
I-WFSGetInfo kunye ne-WFSAsyncGetInfo zokufumana ulwazi lwesixhobo
I-WFSExecute kunye ne-WFSAsyncExecute yokuphumeza umyalelo
Amaxabiso ahlala ehleli agcinwa ngokusilela kwamandla, utshintsho lweseshoni, kunye nokuseta kwakhona kwenkqubo
Inkxaso yokuFuduka kwe-XFS4 IoT : Izisombululo zethu zixhasa iinkcukacha zamva nje ze-XFS interface, kuquka neendlela zokufuduka ezivela kwiinguqulelo zangaphambili (3.10 ukuya kwi-3.20 nangaphezulu), ukuqinisekisa ukuhambelana okuqinisekileyo kwixesha elizayo nemigangatho eguqukayo. .
Inkqubo yoHlanganiso lweSoftware
I-Hongzhou Smart inika amandla okudibanisa isoftware apheleleyo kubantu abadibanisa iinkqubo:
Inkxaso ye-SDK kunye ne-API : Inkxaso epheleleyo yokudibanisa i-SDK kunye ne-API yokunxibelelana ngokungenamthungo kwiinkqubo eziphambili zebhanki, iiseva zemali yeselula, kunye nezicelo zokubeka esweni zomntu wesithathu .
Ukuhambelana Kwabathengisi Abaninzi : Umboneleli wethu wenkonzo othobela i-CEN/XFS uqinisekisa ukusebenzisana nezixhobo zehardware ezivela kubavelisi abahlukeneyo, nto leyo enciphisa ubunzima bokudibanisa kwabadibanisi beenkqubo .
Amandla okwenza ngokwezifiso : Ukwenziwa ngokwezifiso ngokupheleleyo ukusuka kuyilo lwe-UI/UX ukuya kwiinjini zentengiselwano zasemva, ingxelo yokuthobela imithetho, kunye neeprotokholi ze-KYC/AML .
Impumelelo Eqinisekisiweyo kwiMarike yaseAfrika
I-Hongzhou Smart ibonakalise ukusebenza okugqwesileyo kwiimarike ezinengxaki, ingakumbi e-Afrika apho ukubandakanywa kwezemali kusaqhubeka nokuba yinto ephambili .
Isifundo seTyala le-ATM yeMali yeSelfowuni
Umngeni : Ukubonelela ngeenkonzo zemali ezingama-24/7 kwiindawo zasemaphandleni ezingenamasebe ebhanki kunye nonxibelelwano lwenethiwekhi oluhlala luhleli .
Isisombululo : Isisombululo se-ODM esenziwe ngokwezifiso esibonisa:
Isitendi somgangatho okanye i-ATM yeMobile Money efakwe eludongeni enesikrini sokuchukumisa esikumgangatho wezimboni
Ibhokisi ethintela ukuphazamiseka enesixhobo sokuphinda sisebenzise imali esinomthamo ophezulu (ixhasa amanani asibhozo)
Uqhagamshelo lwe-4G/GSM/Wi-Fi kunye nokuma komgca wentengiselwano engaxhunyiwe kwi-intanethi
Ukwenziwa ngokwezifiso kwemenyu ye-USSD kwiilwimi zasekuhlaleni (isiSwahili/isiNgesi)
Iziphumo :
Ukuncipha kwama-30% kwinani elikhulu leearhente
Amava omsebenzisi aphuculweyo ngokufikelela iiyure ezingama-24/7
Izinga lempumelelo yentengiselwano >98%
Ixesha lokungasebenzi <1%
Ilinganiswe ukuya kuthi ga kwiiyunithi ezingama-2,000+ kwiinyanga ezili-18
Iingenelo eziphambili kwiiMarike zaseAfrika
Ukuqina kweNethiwekhi : Izixhobo zethu zixhasa ulungelelwaniso lwe-bandwidth ephantsi kunye nokuma komgca wentengiselwano ngaphandle kwe-intanethi, ukuqinisekisa ukusebenza okuthembekileyo kwiindawo ezinonxibelelwano oluqhubekayo. .
Ukuqina Kwendalo : Yenzelwe amaqondo obushushu agqithisileyo kunye neemeko ezinzima ngolawulo oluphuculweyo lobushushu kunye neemodyuli eziqinileyo .
Inkxaso yoKwakha Indawo : Ukwenziwa ngokwezifiso ngokupheleleyo kweelwimi zasekuhlaleni, amanani emali, kunye neemfuno zomthetho kumazwe amaninzi aseAfrika kuquka iNigeria, iKenya, uMzantsi Afrika, iTanzania, kunye neUganda .
Kutheni Ukhetha iHongzhou Smart njengoMboneleli wakho weNkonzo yeCEN/XFS
Izisombululo ze-One-Stop ODM kunye ne-OEM
I-Hongzhou Smart ibonelela ngezisombululo ezipheleleyo ze-turnkey ukusuka kwingcamango ukuya ekusetyenzisweni kwayo:
Amandla Okuvelisa Ngaphakathi :
Umzi-mveliso we-6,800 sqm, iqela lobuchwephesha loyilo lwezixhobo ze-CDM/ATM/CRM
Ukwenziwa kwesinyithi esichanekileyo
Ukwenziwa kwezinto ze-elektroniki kunye nemigca yokuhlanganisa ii-kiosk
Iqela lobuchwephesha lophuhliso lwesoftware
Ububanzi beNkonzo ukusuka ekuqaleni ukuya ekupheleni :
Uyilo lwekioski olulungiselelwe wena kunye nokwenziwa kweekhabhinethi
Ukukhethwa kunye nokuhlanganiswa kwemodyuli yomsebenzi
Ukudibanisa nokuvavanya
Uphuhliso lwesoftware kunye nokudibanisa
Iwaranti yezixhobo zekhompyutha yeenyanga ezili-12
Iziqinisekiso kunye noQinisekiso loMgangatho
I-Hongzhou Smart ineziqinisekiso ezininzi zamazwe ngamazwe ezibonisa ukuzinikela kwethu kumgangatho :
ISO9001 Iinkqubo zoLawulo loMgangatho
ISO13485 Ulawulo loMgangatho weZixhobo zonyango
ISO14001 Ulawulo lweNdalo
IATF16949 Ulawulo loMgangatho weeMoto
Ivunyiwe yi-UL : Isiqinisekiso soKhuseleko lweMveliso
Ukusasazwa kweHlabathi kunye noBudlelwane
Isiseko seHlabathi :
Iiyunithi ezingaphezu kwe-4,50,000 ezihanjiswa kwihlabathi liphela
Ubukho obuqinileyo eAfrika, eYurophu, eMbindi Mpuma, eMntla Melika, nakuMzantsi-mpuma Asia
Abathengi abaPhambili : iBhanki yaseTshayina, iBhanki yasePingan, iQela leSikhululo seenqwelo-moya saseChangi, iQela laseBuhler, iGRG Banking, iMTN, iTyme Bank, iHANA Financial Group, iVodafone.
Iinkcukacha zobugcisa
| Uphawu | Inkcazo |
|---|---|
| Iinkqubo zokuSebenza | IWindows 10 okanye iLinux (ukhetho) |
| Bonisa | Isikrini sokuchukumisa esiyi-intshi eziyi-19/21.5, amaqhosha okusebenza okuchukumisa anamandla |
| Umthamo weDiphozithi yemali | Amanqaku ayi-1,000-2,200, Amanqaku angama-5000-30000 (ukhetho) |
| Umthamo wokukhupha imali | Amanqaku angama-500-3,000 (ukhetho) |
| Umfundi weKhadi | Ikhadi ledebithi/letyala elihambelana ne-EMV |
| Ikhibhodi | Ikhiphedi yesinyithi efihliweyo ehambelana ne-PCI |
| Ikhamera yoKhuseleko | Ikhamera enomngxuma okhethiweyo enerekhodi yentengiselwano |
| Uqhagamshelo | I-4G/GSM/Wi-Fi ene-bracket yokufaka engenazingcingo |
| Iprinta | Iphrinta yerisithi yobushushu engama-80mm |
| Iimodyuli eziKhethekileyo | Iskena sebhakhowudi, isixhobo sokufunda iminwe, iskena se-ID/passport, iskena sekhowudi ye-QR |
| Ukuthobela i-XFS | I-CEN/XFS ikhupha i-3.0 nangaphezulu, inkxaso yokufuduka kwe-XFS4IoT |
| Iziqinisekiso | ISO9001, ISO13485, ISO14001, IATF16949, UL |
Yintoni i-Through The Wall CDM?
Inkcazo engundoqo
CDM imele iCash Deposit Machine , evumela abasebenzisi ukuba bafake imali, bajonge iibhalansi, kwaye benze iintengiselwano ezisisiseko ngaphandle kokutyelela ikhawuntara yebhanki.
"Through The Wall"ibonisa uhlobo lofakelo lomatshini: olufakwe eludongeni lwangaphandle ukuze lufikeleleke ngaphandle (umz., izitalato, iifacade zesakhiwo), nto leyo eyahlula koomatshini bangaphakathi "bohlobo lwelobby"
Ezona mpawu
Ukhuseleko Oluphuculweyo : Uyilo oluqinisiweyo oluneempawu zokulwa nokonakalisa (umz., iibhokisi zemali ezithintela ukuqhuma, izikrini ezithintela ukuphazanyiswa).
Ukufikeleleka imini nobusuku : Ifumaneka ngaphandle kweeyure zebhanki zokufaka imali kunye nokudluliselwa kwemali.
Inkxaso yeeMali ezininzi : Yamkela iimali ezithile (umz., i-RM 10/50/100 kwiiCDM zeBhanki kaRhulumente zaseMalaysia).
Imisebenzi Eyongeziweyo : Ngaphaya kwediphozithi, inkxaso yokudluliselwa kwemali, iintlawulo zebhili, kunye nemibuzo yebhalansi
🆚 Umahluko ophambili
I-CDM vs. i-ATM vs. i-CRS
| Ixesha | Igama eliphelele | Imisebenzi Ephambili | Uhlobo loFakelo |
|---|---|---|---|
| CDM | Umatshini weDiphozithi yemali | Iidiphozithi zemali, iitshekhi zebhalansi, ukudluliselwa kwemali | Ngaphakathi kodonga okanye kwindawo yokwamkela iindwendwe |
| ATM | Umatshini Wokuxela Ozenzekelayo | Ukutsalwa kwemali, imibuzo esisiseko | Ngaphakathi kodonga okanye kwindawo yokwamkela iindwendwe |
| CRS | Inkqubo yokuRisayikilisha imali | Zombini iidiphozithi kunye nokutsalwa kwemali (uphinda usebenzise imali ediphozithiweyo xa utsalwa imali) | Ngokwesiqhelo ngaphandle kodonga |
💎 Iingenelo ze-Through The Wall CDMs
Imigca yebhanki encitshisiweyo : Ikhupha iintengiselwano zesiqhelo kwiikhawuntara (umz., umthetho waseMalaysia we-RM 5,000)
Ukonga iindleko : Kunciphisa iindleko zokusebenza kweebhanki xa kuthelekiswa neekhawuntara ezinabasebenzi
Ukulungela komsebenzisi : Ukufikelela iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeentsuku ezisixhenxe ukuze ufumane iidiphozithi ezingxamisekileyo
Imigca yebhanki encitshisiweyo : Ikhupha iintengiselwano zesiqhelo kwiikhawuntara (umz., umthetho waseMalaysia we-RM 5,000)
Ukonga iindleko : Kunciphisa iindleko zokusebenza kweebhanki xa kuthelekiswa neekhawuntara ezinabasebenzi
Ukulungela komsebenzisi : Ukufikelela iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeentsuku ezisixhenxe ukuze ufumane iidiphozithi ezingxamisekileyo
Ii-kiosk ze-ODM ezinezixhobo zemodyuli
Izixhobo ezingundoqo
- Ikhompyutha yezemizi-mveliso
- Inkqubo yokusebenza yeWindows okanye ye-Android
- Isiboniso sokuchukumisa/iMonitor: 19'', 21.5'', 27”, 32” okanye ngaphezulu, isikrini sokuchukumisa esinombane okanye esingena-infrared
- Ummkeli wemali/webhili kunye nomniki-mali
- Iskena seBhakhowudi/iQR seNtlawulo yeSelfowuni
- Umatshini wePOS okanye iCredit Card Reader yokuhlawula ikhadi
- Uthungelwano (iWi-Fi, i-4G/5G, i-Ethernet)
- Ukhuseleko (Ikhamera, ibhutsi ekhuselekileyo, ikheyiji ethintela ukuphazanyiswa)
- Iimodyuli ozikhethelayo: iWiFi, iFingerprint, ikhamera, isamkeli seengqekembe kunye nesisasazi
I-Hongzhou Smart yenza kube lula impumelelo yakho yexesha elide. Inkqubo yethu yoyilo lwe-kiosk eyenziwe ngokwezifiso ikhokela ngobuchule kuzo zonke izigaba zohambo lwabathengi, ivumela ukuhanjiswa ngokukhawuleza nangokufanelekileyo kweemodeli ezisemgangathweni kunye nezisombululo ezenziwe ngokwezifiso.
Inkqubo yeSoftware eyenzelwe wena
Isisombululo sethu seSoftware esiHleliweyo senzelwe ukudibana ngokungenamthungo nehardware yakho ye-kiosk ozisebenzelayo , ebonelela ngamava okuprinta akhuselekileyo, anokukhuliswa, kwaye alula ukuwasebenzisa .
- Ukucutshungulwa kweNtengiso ngexesha langempela : Ijongana nokuqinisekiswa kwemali, uhlaziyo lweakhawunti, kunye nokuveliswa kwerisithi.
- Ukubeka esweni kude : Izilumkiso zeengxaki, imali ephantsi, okanye ukuphazamiseka ngokusebenzisa iinkqubo ezisebenza ngokuzenzekelayo zesakhiwo.
- I -Multilanguage User Interface (UI) : Ikhokela abasebenzisi ngamanyathelo okufaka imali ngezikhokelo ezibonakalayo.
🧾 Uyisebenzisa njani i-CDM edlula eludongeni?
Khetha ulwimi (umz., isiTshayina, isiNgesi) kwisikrini
Khetha "Idiphozithi" okanye "Gcina" → Faka inombolo yeakhawunti.
Qinisekisa igama leAkhawunti eliboniswa ngumatshini
Faka imali kwindawo yokufaka imali (amanqaku kufuneka alungiswe; kungabikho zigoso/zikrazukileyo).
Qinisekisa isixa → Qokelela irisithi
🚀 Ngaba ufuna ukusebenzisa i-ATM yodonga oluhamba ngeenyawo? Nxibelelana nathi ukuze ufumane izisombululo ezenziwe ngokwezifiso, iinketho zokuqeshisa, okanye iiodolo ezinkulu!
FAQ
Ukuba ufuna isisombululo se-hardware + software turnkey, nathi singakuxhasa. Nceda uzive ukhululekile ukunxibelelana nathi.
