I-Hongzhou Smart - Ihola i-OEM ne-ODM iminyaka engaphezu kwengu-15
umenzi wesisombululo se-kiosk turnkey
I-Hongzhou Smart ikhuthaza isisekelo se-Mobile Money ATM esenziwe ngokwezifiso kubuchwepheshe bezezimali be-GSM kanye ne-USSD
Isimiso Sokusebenza
Isisekelo Sezobuchwepheshe be-GSM:
Ukuthengiselana Kwezezimali Okusekelwe ku-USSD: I-USSD (Idatha Yesevisi Engeziwe Engahlelekile) iyisevisi yedatha esebenzisana nesikhathi sangempela. Ku-ATM Yemali Yeselula, abasebenzisi bangaqala ukuthengiselana kwezezimali ngokufaka amakhodi athile e-USSD ngekhiphedi ye-ATM. I-ATM bese ithumela la makhodi kuseva yomhlinzeki wesevisi yezezimali ehambisanayo ngenethiwekhi ye-GSM. Iseva icubungula isicelo bese ithumela impendulo, eboniswa esikrinini se-ATM ukuze umsebenzisi ayibone. Isibonelo, umsebenzisi angahlola ibhalansi ye-akhawunti yakhe yemali yeselula, adlulisele imali, noma enze izinkokhelo zebhili ngokulandela imiyalelo esesikrinini ngemuva kokufaka amakhodi e-USSD afanele.
Izinzuzo
Kulula Futhi Kunobungane Nomsebenzisi : Ukusebenza kwe-USSD ku-Mobile Money ATM kulula kakhulu. Ngokuvamile kuhilela isikhombimsebenzisi esiqhutshwa yimenyu, lapho abasebenzisi bangakhetha khona izinsizakalo zezimali abazifunayo ngokulandela imiyalelo esikrinini. Ngisho nabantu abanolwazi olulinganiselwe lobuchwepheshe bangaqonda futhi basebenzise i-ATM kalula ukuze baqedele ukuthengiselana.
Izindleko - Ezisebenzayo: Uma kuqhathaniswa nezinye izinsizakalo zebhange leselula noma ze-ATM ezingadinga izinhlelo zedatha ezibizayo noma imishini ethuthukisiwe, ama-ATM e-Mobile Money asekelwe ku-GSM - kanye ne-USSD anezindleko zokusebenza eziphansi. Lokhu kungenxa yokuthi asebenzisa ingqalasizinda yenethiwekhi ye-GSM ekhona futhi awadingi ubuchwepheshe obengeziwe obubiza kakhulu noma ingqalasizinda yokudlulisa idatha, okwenza kube yisisombululo esisebenza kahle sokuhlinzeka ngezinsizakalo zezezimali, ikakhulukazi ezindaweni ezinabantu abahola kancane.
Ukuphepha Okuphezulu : Ukuthengiselana kwe-USSD kuvame ukudinga abasebenzisi ukuthi bafake i-PIN noma iphasiwedi ukuze bathuthukise ukuphepha futhi bavimbele ukufinyelela okungagunyaziwe. Ngaphezu kwalokho, inethiwekhi ye-GSM iphinde inikeze izindlela ezithile zokuphepha, njengokubethela ukudluliswa kwedatha, ukuqinisekisa ukuphepha kokuthengiselana kwezezimali. Lokhu kusiza ekwakheni ukwethenjwa kwabasebenzisi futhi kukhuthaza abantu abaningi ukuthi basebenzise ama-ATM e-Mobile Money ekusebenzeni kwezezimali.
Kungani ama-ATM e-Mobile Money ethandwa kakhulu emakethe yase-Afrika?
Okokuqala, kufanele ngicabangele isimo sezenhlalo nezomnotho esiyingqayizivele sase-Afrika. I-Afrika ayinawo amabhange avamile, futhi inezakhamuzi eziningi ezingenawo amabhange, ikakhulukazi ezindaweni zasemakhaya. Ama-ATM e-Mobile Money agcwalisa lesi sikhala ngokusebenzisa ukusetshenziswa komakhalekhukhwini, okusakazeke ngisho naphakathi kwamaqembu anemali engenayo ephansi. Lokhu kufinyeleleka kuyisici esibalulekile.
Okulandelayo, ama-ATM e-Mobile Money e-Afrika athembele kakhulu kubuchwepheshe be-GSM kanye ne-USSD. I-USSD iyahambisana namafoni ayisisekelo, avame kakhulu e-Afrika ngenxa yokungabizi kakhulu. Ngokungafani nezinhlelo zokusebenza ezincike kuma-smartphone, i-USSD ayidingi uxhumano lwedatha oluphezulu, okwenza ifaneleke ezindaweni ezinengqalasizinda ye-inthanethi empofu. Le nzuzo yobuchwepheshe inegalelo elikhulu ekuthandweni kwazo.
Ukusekelwa kwemithetho kungenye into ebalulekile. Ohulumeni abaningi base-Afrika baye banciphisa imithetho yokukhuthaza izinsizakalo zezimali zeselula, bekhuthaza abaqhubi bezokuxhumana kanye namabhange ukuba basebenzisane. Isibonelo, i-M-Pesa yaseKenya iphumelele ngenxa yezinqubomgomo zokusekela, ezaholela ngokungaqondile ekwamukelweni kwama-ATM e-Mobile Money.
Ngaphezu kwalokho, uhlelo lwemali yeselula lwase-Afrika seluvuthiwe. Izinsizakalo ezifana ne-M-Pesa kanye ne-MTN Mobile Money sezithole ukwethenjwa okubanzi ngabasebenzisi, okwakha isisekelo sama-ATM e-Mobile Money. Abasebenzisi sebejwayele ukuthengiselana ngeselula futhi manje bafuna ukufinyelela imali okulula, okwenziwa ama-ATM.
Ukusebenza kahle kwezindleko nakho kuyisici. Ukwakha amagatsha asebhange avamile kuyabiza, kanti ama-ATM e-Mobile Money angafakwa ngentengo ephansi kakhulu kusetshenziswa ingqalasizinda ye-GSM ekhona. Lokhu kwenza izinsizakalo zezimali zifinyeleleke ezindaweni ezikude, kunciphisa izindleko zokusebenza.
Izici zamasiko akufanele zinganakwa. Abantu abaningi base-Afrika bakhetha ukuthengiselana ngemali, futhi ama-ATM e-Mobile Money ahlinzeka ngebhuloho phakathi kwezimali zedijithali nezingokoqobo, ahlangabezana nezintandokazi zabasebenzisi.
Izinto ezicatshangelwayo zokuphepha ziyisici esihlukile. Ukuthengiselana kwe-USSD ngokuvamile kudinga ukuqinisekiswa kwe-PIN, futhi amanethiwekhi e-GSM anikeza ukubethela, okuthuthukisa ukuzethemba komsebenzisi ekuphepheni. Lokhu kubaluleke kakhulu ezindaweni ezinezingozi zokukhwabanisa eziphezulu.
