Ka whakatairanga a Hongzhou Smart i te ATM Pūtea Waea ritenga i runga i te hangarau pūtea GSM me te USSD.
Kaupapa Mahi
Te Tūāpapa Hangarau GSM:
USSD - Ngā Whakawhitiwhiti Pūtea e Hangai ana: Ko te USSD (Unstructured Supplementary Service Data) he ratonga raraunga taunekeneke wā-tūturu. I runga i te Mobile Money ATM, ka taea e ngā kaiwhakamahi te tīmata i ngā whakawhitiwhitinga pūtea mā te whakauru i ngā waehere USSD motuhake mā te papapātuhi o te ATM. Kātahi ka tukuna e te ATM ēnei waehere ki te tūmau o te kaiwhakarato ratonga pūtea e pā ana mā te whatunga GSM. Ka tukatukahia e te tūmau te tono ka tukuna atu he whakautu, ka whakaaturia ki te mata o te ATM kia kitea e te kaiwhakamahi. Hei tauira, ka taea e te kaiwhakamahi te tirotiro i te toenga o tā rātou pūkete moni pūkoro, te whakawhiti moni, te utu pire rānei mā te whai i ngā tohutohu kei runga i te mata i muri i te whakauru i ngā waehere USSD e tika ana.
Ngā Painga
Māmā, Ātaahua hoki ki te Kaiwhakamahi : He tino māmā te whakamahi i te USSD i runga i te Pūnaha Moni Waea Pūkoro. He maha ngā wā ka whakamahia he tahua hei whiriwhiri mā ngā kaiwhakamahi i ngā ratonga pūtea e hiahiatia ana mā te whai i ngā tohutohu kei runga i te mata. Ahakoa te hunga kāore i te mōhio ki te hangarau, ka taea e rātou te mārama me te whakahaere i te Pūnaha Moni Waea hei whakaoti i ngā tauwhitinga.
Utu-whai hua: Ki te whakatauritea ki ētahi atu ratonga peeke pūkoro, ATM rānei e hiahia ana ki ngā mahere raraunga utu nui, ki ngā taputapu matatau rānei, he iti ake ngā utu whakahaere o ngā ATM Pūtea Pūkoro e hangai ana ki te GSM - me te USSD. Nā te mea e whakamahi ana rātou i te hanganga whatunga GSM o nāianei, ā, kāore e hiahiatia he hangarau utu nui, he hanganga rānei mō te tuku raraunga, he otinga utu-whai hua mō te whakarato ratonga pūtea, inā koa i ngā rohe he iti te whiwhinga moni o ngā tāngata.
Haumarutanga Teitei : He maha ngā wā ka hiahiatia ngā kaiwhakamahi ki te whakauru i tētahi PIN, i tētahi kupuhipa rānei mō ngā tauwhitinga USSD hei whakarei ake i te haumarutanga me te ārai i te urunga kore mana. Hei tāpiri, ka whakaratohia hoki e te whatunga GSM ētahi tikanga haumarutanga, pērā i te whakamunatanga o te tuku raraunga, hei whakarite i te haumaru o ngā tauwhitinga pūtea. Ka āwhina tēnei ki te hanga whakawhirinaki ki ngā kaiwhakamahi, ā, ka akiaki i te tini o te tangata ki te whakamahi i ngā ATM Pūkoro Moni mō ngā mahi pūtea.
He aha i rongonui ai ngā ATM Pūkoro Moni i te mākete o Āwherika?
Tuatahi, me whakaaro ahau ki te āhua ahurei o te ao pāpori me te ōhanga o Āwherika. He iti te urunga mai o ngā peeke tuku iho o Āwherika, he maha ngā taupori kāore i te peeke, inā koa i ngā wāhi tuawhenua. Ka whakakīia tēnei āputa e ngā ATM Moni Waea Pūkoro mā te whakamahi i te whakamahinga waea pūkoro, he mea e horapa whānuitia ana ahakoa i waenga i ngā rōpū iti te moni whiwhi. He mea nui tēnei urunga atu.
Muri iho, ko ngā ATM Pūkoro Moni i Āwherika e whakawhirinaki ana ki ngā hangarau GSM me te USSD. He hototahi te USSD ki ngā waea āhuatanga taketake, he mea noa i Āwherika nā te utu iti. Kāore i rite ki ngā taupānga e whakawhirinaki ana ki ngā waea atamai, kāore te USSD e hiahia ki te hononga raraunga teitei, he mea pai mō ngā rohe he ngoikore te hanganga ipurangi. Ko tēnei painga hangarau he mea nui ki tōna rongonui.
Ko te tautoko ture tētahi atu mea nui. He maha ngā kāwanatanga o Āwherika kua whakangawari i ngā ture hei whakatairanga i ngā ratonga pūtea pūkoro, me te whakatenatena i ngā kaiwhakahaere waea me ngā peeke ki te mahi tahi. Hei tauira, i angitu te M-Pesa a Kenya nā ngā kaupapa here tautoko, i ārahi ā-kore i te whakaurunga o ngā ATM Moni Pūkoro.
Hei tāpiritanga, kua pakari te pūnaha moni pūkoro o Āwherika. Kua whiwhi te nuinga o ngā kaiwhakamahi i te whakawhirinaki ki ngā ratonga pēnei i a M-Pesa me MTN Mobile Money, ā, kua hangaia he turanga mō ngā ATM Mobile Money. Kua taunga ngā kaiwhakamahi ki ngā tauwhitinga pūkoro, ā, inaianei e hiahia ana rātou ki te urunga moni ngāwari ake, e tutuki ana i ngā ATM.
He take anō hoki te whai hua o te utu. He nui te utu mō te hanga peka peeke tuku iho, engari ko ngā ATM Pūtea Waea ka taea te whakamahi i te iti ake te utu mā te whakamahi i ngā hanganga GSM o nāianei. Mā tēnei ka taea te uru atu ki ngā ratonga pūtea ki ngā rohe tōpito, ka whakaiti i ngā utu whakahaere.
Kaua e warewarehia ngā āhuatanga ahurea. He maha ngā tāngata o Āwherika e pai ake ana ki ngā whakawhitinga moni, ā, mā ngā ATM Pūkoro te hononga i waenga i ngā moni matihiko me ngā moni tūturu, e tutuki ai ngā hiahia o ngā kaiwhakamahi.
Ko tētahi atu āhuatanga o te haumarutanga he whakaaro ki te haumaru. Ko ngā tauwhitinga USSD me whai manatoko PIN, ā, ka tukuna e ngā whatunga GSM te whakamunatanga, ka whakarei ake i te whakapono o ngā kaiwhakamahi ki te haumarutanga. He mea nui tēnei i ngā rohe he nui ngā mōrearea tinihanga.
