Hongzhou Smart - E etella pele ka lilemo tse 20 le ho feta OEM le ODM
moetsi oa tharollo ea kiosk turnkey
Li-terminal tsa ATM le CRM tsa ho Itšehetsa ka Chelete le ho Hula
1. Kakaretso ea Sehlahisoa
Hongzhou Smart ATM (Mochini o Iketsetsang Teller) le CRM (Mochini o Sebelisang Chelete Hape) ke litsi tsa tsamaiso ea chelete tsa moloko o latelang tse ntlafalitsoeng ke Hongzhou Smart bakeng sa libanka, mekhatlo ea lichelete le indasteri ea mabenkele. Li hahiloe holim'a melao-motheo ea mantlha ea ts'ireletso, bohlale le bokhoni , lisebelisoa tsena li fetola litšebelisano tsa chelete tsa setso tse rekisoang ka ntle ho k'haontara hore e be boiphihlelo ba ho itlhokomela ka botlalo, ba lihora tse 24 ka letsatsi, matsatsi a 7 ka letsatsi.
Phapang ea bohlokoa pakeng tsa ATM le CRM e holima bokhoni ba tsona ba ho sebetsana le chelete:
| Tšobotsi | ATM | CRM |
|---|---|---|
| Mosebetsi oa Motheo | Ho aba chelete feela | Ho aba tjhelete + ho kenya tjhelete + ho e sebedisa hape |
| Phallo ea chelete | Tsela e le 'ngoe (ho aba) | Litsela tse peli (ho aba le ho beha) |
| Ho Sebelisa Chelete Hape | Ha e tšehetsoe | Chelete e tšehelitsoeng - e bolokiloeng e sebelisoa hape bakeng sa ho ntša chelete |
CRM (Mochini oa ho Sebelisa Chelete Hape) ke mofuta o tsoetseng pele oa ATM. E nolofalletsa ts'ebetso ea chelete ka litsela tse peli - basebelisi ba ka ntša le ho kenya chelete. Chelete e kentsoeng e netefalitsoe 'me e bolokoa ka sekoting se sireletsehileng, 'me e ka sebelisoa hape bakeng sa ho ntša chelete hamorao, e leng se fokotsang haholo makhetlo a ho tlatsa ka letsoho le litšenyehelo tsa ts'ebetso.
Lisebelisoa tsena li ka sebelisoa makaleng a libanka, litsing tsa banka tse itlhokomelang, mabenkeleng a mabothobotho, libakeng tsa lipalangoang, le libakeng tse ling tse nang le sephethephethe se seholo, e leng se nolofalletsang mekhatlo ea lichelete ho atolosa tšireletso ea litšebeletso tsa chelete ka litšenyehelo tse tlase tsa ts'ebetso.
Hongzhou Smart e tlisa lilemo tse fetang 20 tsa boiphihlelo ba ho etsa lipatlisiso le nts'etsopele ea lits'ebeletso tsa li-terminal tsa ho itlhokomela , kaha e fane ka li-terminal tsa ho itlhokomela tse fetang 450,000 linaheng tse fetang 90 lefatšeng ka bophara. Khamphani e na le mangolo a ISO9001, ISO13485, ISO14001, IATF16949 'me e tsejoa e le Khamphani ea Naha ea Chaena ea Theknoloji e Phahameng.
2. ATM khahlanong le CRM - Tafole ea Papiso
| Tekanyo ea Papiso | ATM ea setso | CRM (Mochini oa ho Sebelisa Chelete Hape) |
|---|---|---|
| Mesebetsi ea Bohlokoa | Ho hula, ho botsa, ho fetisetsa | Ho ntša chelete, ho kenya chelete, ho fetisetsa chelete, ho lefa bili (mesebetsi e mengata) |
| Ts'ebetso ea Chelete | Ho aba ka tsela e le 'ngoe | Depositi ea litsela tse peli + ho ntša chelete + ho sebelisa hape chelete |
| Meeli ea Chelete (E ka Fetoha) | Ho ntša chelete: ≤ RMB 20,000/ka letsatsi | Depositi: ≤ RMB 50,000/ka letsatsi; Ho ntša chelete: ≤ RMB 20,000/ka letsatsi |
| Lihora tsa Tšebeletso | 24/7 | 24/7 |
| Lebelo la ho Sebetsa | Ka potlako (≤ 1 mots/transaction) | Ka potlako (metsotso e 1–3/transaction) |
| Nyeoe tse Loketseng tsa Tšebeliso | Ho ntša chelete ka tšohanyetso | Litšebelisano tsa chelete tse nyane ho isa ho tse mahareng letsatsi le letsatsi, litefo tsa bili |
Jwalo ka mofuta o tswetseng pele wa ATM, CRM e ntlafatsa haholo bokgoni ba ho itlhokomela ka tjhelete ka bokgoni ba yona ba "ho sebetsana le tjhelete ka mahlakore a mabedi". Ke sesebediswa sa bohlokwa bakeng sa dibanka ho fokotsa kgatello e hanyetsanang le ditjeo tse tlase tsa taolo ya tjhelete.
3. Likarolo tsa Bohlokoa
3.1 Ho Ntša Chelete (ATM le CRM)
Moeli oa ho ntša chelete hanngoe: RMB 2,000–5,000 (ho latela mokhoa oa banka)
E tšehetsa ho aba ha RMB 100 ka mokhoa oa denomination
E tšehetsa ho ntša chelete ntle le karete - basebelisi ba hlahisa khoutu ea ho ntša chelete ka banka ea selefouno 'me ba kenya khoutu + PIN setsing sa ho lefa
3.2 Depositi ea Chelete (Tšobotsi e Ikhethileng ea CRM)
E tšehetsa depositi e thehiloeng kareteng le e se nang karete (kenya nomoro ea ak'haonte ea moamoheli)
E amohela mefuta e fapaneng: RMB 10, 20, 50, 100 (mefuta e mecha)
Moeli oa depositi e le 'ngoe: Linoto tsa banka tse 100–200 (hoo e ka bang RMB 10,000–20,000)
Moedi oa depositi e kopaneng ea letsatsi le letsatsi: hangata ke RMB 50,000 (e fapana ho latela leano la banka)
Ho lemoha le ho netefatsa bonnete ba maiketsetso ka boiketsetso; lintlha tsa maiketsetso kapa tse senyehileng li khutlisoa ka boiketsetso
3.3 Ho Sebelisa Chelete Hape (Melemo ea Bohlokoa ea CRM)
Chelete e kentsoeng e netefalitsoe 'me e bolokoa ka ho toba polokelong e sireletsehileng
Likopo tse latelang tsa ho ntša chelete li etelletsa pele chelete e sebelisitsoeng hape
E fokotsa haholo makhetlo a ho tlatsa banka le litšenyehelo tsa tsamaiso ea chelete
E ntlafatsa ts'ebetso ea phallo ea chelete le ho fokotsa likotsi tsa ho tsamaisa chelete
3.4 Mesebetsi e seng ea Chelete
Patlisiso ea Ak'haonte : Patlisiso ea tekano, khatiso ea nalane ea litšebelisano (likhoeli tse 6-12 tse fetileng)
Phetisetso le ho Romelloa ha chelete : E tšehetsa phetisetso ea ka hare ho libanka le lipakeng tsa libanka; moeli oa transaction e le 'ngoe hangata ke RMB 50,000
Tefo ea Libili : Libili tsa lits'ebeletso (motlakase, metsi, khase), ho tlatsa lithelefono tsa selefouno (ho hloka ngoliso esale pele)
Tsamaiso ea PIN : Phetoho ea PIN ea lipotso/transaction, ho tlama nomoro ea mohala
3.5 Likarolo tse Ekelitsoeng Boleng (Mehlala e Tsoetseng Pele)
Tšebeletso ea ho Tseba Sefahleho : Ho lemoha bophelo bakeng sa netefatso ea boitsebiso; ho nolofalletsa ho kenya le ho ntša chelete ntle le karete
Depositi ea Cheke : Theknoloji e kopaneng ea ho skena cheke; chelete e kenngoang ka har'a matsatsi a 1-3 a khoebo
Litšebeletso tsa Chelete ea Kantle ho Naha : Mefuta e meng ea boema-fofane kapa ea libaka tsa machabeng e tšehetsa USD, EUR, JPY, le lichelete tse ling tsa kantle ho naha
4. Litlhaloso tsa Tekheniki
4.1 Tlhophiso ea Hardware ea Core
| Karolo | Tlhaloso |
|---|---|
| Mojule oa ho Sebelisa Chelete (Sehlohlolo) | Sebaka sa depositi + se tiisang bili (lisensara tsa mahlo/makenete bakeng sa bonnete le netefatso ea sehlopha), sebaka sa ho aba, sebaka sa ho sebelisa hape |
| Mojule oa Netefatso ea Boitsebiso | Sebali sa karete sa EMV chip/magnetic stripe, khamera ea ho lemoha sefahleho (ha ho hlokahale), PIN e sirelelitsoeng ka lekunutu (thebe e thibelang ho taboha + sebopeho sa senotlolo se sa reroang) |
| Mojule oa Sebopeho sa Mosebelisi | Skrine ea ho ama ea boemo ba indasteri (lisenthimithara tse 19–27) e nang le sefe ea lekunutu bakeng sa tšireletso ea data |
| Setšabelo se Sireletsehileng | Setifikeiti sa tšireletso sa UL291 Boemo ba 1; thepa e thibelang ho tjheka, e sa cheng; khokahano ea nako ea sebele le bankeng bankeng |
| Mojule oa Tlhokomelo | Lik'hamera tse shebileng ka holimo/ka lehlakoreng li rekota litšebelisano; li thusa ho rarolla liqabang |
| Puisano le Taolo | PC ea indasteri (IPC) e nang le sistimi e sebetsang e inehetseng; ho hokahanya nako ea sebele le litsamaiso tsa mantlha tsa banka ka marang-rang a patiloeng |
4.2 Litlhaloso tsa 'Mele
| Paramethara | Tlhaloso |
|---|---|
| Litekanyo | Hoo e ka bang 59 × 52 × 186 cm (W×D×H), e ka fetoloang |
| Boima ba 'mele | Hoo e ka bang 350 kg (e fapana ho ya ka sebopeho) |
| Thepa | Khesisi e matlafalitsoeng ea tšepe e phuthoang ka serame ea 1.5–2.0mm; e thibelang mafome le e thibelang lerōle |
| Tekanyetso ea Tšireletso | Tekanyetso ea ts'ireletso ea lisebelisoa tsa lichelete ea UL291 e netefalitsoe |
4.3 Lisetifikeiti
| Setifikeiti | E tloaelehileng |
|---|---|
| ISO9001 | Sistimi ea Tsamaiso ea Boleng |
| ISO13485 | Tsamaiso ea Boleng ba Lisebelisoa tsa Bongaka |
| ISO14001 | Tsamaiso ea Tikoloho |
| IATF16949 | Tsamaiso ea Boleng ba Likoloi (botšepehi ba tlhahiso) |
| UL | Setifikeiti sa Polokeho ea Sehlahisoa |
5. Meralo ea Tšireletso
Lisebelisoa tsa ATM le CRM li kenyelletsa moralo oa tšireletso ea tšireletso oa mekhahlelo e mengata :
Tšireletso ea Meaho : Chassis ea tšepe e matlafalitsoeng, liloko tse thibelang ho phunya, lihinge tse thibelang ho pry; e fihlela litekanyetso tsa ts'ireletso ea lisebelisoa tsa lichelete tsa UL291
Sistimi ea Alamo e Bohlale : Sekoahelo se sa sitiseng, li-sensor tsa ho thothomela, li-sensor tsa ho ikopanya le monyako; li qala li-alamu tse utloahalang/tse bonahalang le litsebiso tse hole ha ho fumanoa ntho e sa tloaelehang
Tšireletso ea Lintlha : Ho ngoloa ha lintlha tsohle tsa transaction ho tloha qalong ho isa qetellong; tlhahisoleseling ea mong'a karete e sebetsoa ho latela maemo a PCI-DSS
Thibelo ea Bosholu : Sebali sa karete se hahelletsoeng kahare se thibelang ho thella ha mafura; ho lemoha lintho tse ling tse tsoang kantle ho naha ka boikhethelo
Tlhokomelo ea 24/7 : E tšehetsa kopanyo le CCTV ea motho oa boraro le li-platform tsa ho shebella tse hole
Teko ea Botsofali : Sesebelisoa se seng le se seng se feta tekong ea bonyane lihora tse 72 ea ho chesa pele se tlisoa ho etsisa ts'ebetso ea 'nete ea 24/7
6. Maemo a ho Romella Mosebetsi
| Boemo | Tlhahiso ea Boleng |
|---|---|
| Makala a Banka / Litsi tsa Banka tsa Boithati | E imolla khatello e khahlanong le khatello; e fana ka tšebeletso e atolositsoeng ea lihora tse 24 ka letsatsi, matsatsi a 7 ka letsatsi, matsatsi a 7 ka letsatsi; e fokotsa litšenyehelo tsa ts'ebetso |
| Mabenkele a Mabothobotho | E fana ka lits'ebeletso tse bonolo tsa ho kenya chelete le ho ntša chelete bakeng sa barekisi le bareki |
| Libaka tsa Lipalangoang (Lifofane / Liteishene tsa Terene) | E sebeletsa baeti ba khoebo le ba boikhathollo; e fana ka litšebeletso tsa chelete le lichelete tsa kantle ho naha hang-hang |
| Lihotele / Libaka tsa Bahahlauli | E fihlela litlhoko tsa chelete tsa bahahlauli; e ntlafatsa boiphihlelo ba bareki |
| Liketane tsa Mabenkele | E fana ka li-terminal tsa tsamaiso ea chelete bakeng sa barekisi; e fokotsa likotsi tsa ho bokella chelete |
7. Litšebeletso tsa ho iketsetsa le tsa OEM/ODM
Hongzhou Smart e fana ka lits'ebeletso tse felletseng tsa OEM le ODM bakeng sa li-platform tsa ATM le CRM:
| Sebaka sa ho Itlhophisa | Likhetho tse fumanehang |
|---|---|
| Moralo oa Lisebelisoa | Qetello ea kantle, lets'oao/matshwao a kgwebo, meralo ya mebala, ho iketsetsa sebopeho sa dintho |
| Ho sebetsana le Chelete | Bokhoni ba khasete, tlhophiso ea boleng, meeli ea depositi/ho ntša chelete |
| Sebopeho sa Software | Sebopeho sa UI, mesebetsi ea transaction, tšehetso ea lipuo tse ngata |
| Dimmojule tsa Mosebetsi | Ho lemoha sefahleho, biometrics ea menoana, ho skena cheke, lits'ebeletso tsa chelete ea kantle ho naha, jj. |
| Ho Latela Melao | Ho iketsetsa likarolo tsa KYC/AML, litlaleho, le lekunutu la data ho latela melao ea lehae |
Hongzhou Smart e boloka bokgoni ba tlhahiso bo kopaneng ka ho otloloha : ho tloha tlhahisong ya sheet metal chassis, tlhahiso ya cable harness, kopano ya elektroniki ya PCBA ho isa kopanong ya ho qetela le teko ya botsofali - tsohle di phethetswe kahare ho ntlo ntle le ho fana ka mesebetsi kantle ho naha. Khamphani e tsamaisa mohala o felletseng wa tlhahiso ya sheet metal e tswetseng pele, ho kenyeletswa le ho seha ka laser, ho kobeha ha Amada CNC, ho tjheseletsa le ditshebetso tsa kopano.
8. Netefatso ea 'Maraka le Bareki ba Lefatše
Lihlahisoa tsa Hongzhou Smart ATM/CRM li fumane tšepo ho tsoa likhoebong tse etellang pele lefatšeng ka bophara:
Banka le Lichelete : Banka ea Chaena, Banka ea Ping An, Sehlopha sa Lichelete sa Hana, Banka ea GRG
Bareki ba Machaba : Western Union, Vodafone Group, MTN, Lyft, GE Healthcare, Bühler Group, Changi Airport Group
Lipontšo tsa Lefatše : Li bontšitsoe ho EuroShop 2026 (Düsseldorf, Jeremane) le FEBRABAN TECH 2026 (São Paulo, Brazil), li hohela thahasello e matla ho tsoa mekhatlong ea lichelete ea lefats'e
